PECU Mobile vs GEFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PECU Mobile
Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.
- Bill payment
- Balance checking
- Money transfers
- Mobile check deposit
- ATM and branch locator
- Secure encryption
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Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.
GEFCU
Manage your finances on the go with this personal financial advocate. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks easily. Secure your account with passcodes or biometrics.
- Add tags, notes, and photos to transactions
- Set balance alerts
- Make loan payments
- Transfer money between accounts
- Mobile check deposit
- Reorder or turn off debit card
- View and save statements
- Find branches and ATMs
- Aggregate financial accounts
- Secure login with passcode/biometrics
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GEFCU mobile banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the GEFCU app: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make loan payments Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is update cadence: GEFCU at monthly against PECU Mobile's every 10 months. GEFCU also leads on rating (4.9 vs 4.5) and review sentiment (100% vs 83%). PECU Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GEFCU holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 357 and 747 respectively. Written reviews point the same way: 83% of PECU Mobile's written reviews are positive against 100% of GEFCU's.
PECU Mobile ships an update every 10 months, GEFCU monthly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | PECU Mobile | GEFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (357 ratings) | 4.9 (747 ratings) — better |
| Positive reviews | 82.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 357 | 747 — better |
| Update frequency | Every 10 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 30 MB | 178 MB |
| Age rating | 4+ | 12+ |
| Developer | Public Employees Credit Union | Government Employees Federal Credit Union |
Customer experience
PECU Mobile
GEFCU
Bugs and requests
PECU Mobile
Reported bugs
2 issues- Login screen issues
- Inconsistent performance on older devices
Requested features
4 requests- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options
GEFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PECU Mobile
No in-app purchases
GEFCU
No in-app purchases
Questions
Is PECU Mobile free?
Is GEFCU free?
Which has better reviews, PECU Mobile or GEFCU?
Do PECU Mobile or GEFCU have ads?
Which is updated more often, PECU Mobile or GEFCU?
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