PECU Mobile vs CCUTX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PECU Mobile
Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.
- Bill payment
- Balance checking
- Money transfers
- Mobile check deposit
- ATM and branch locator
- Secure encryption
Read full descriptionHide full description
Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.
CCUTX
Manage your finances with this app that offers tools for transaction organization, payment processing, and money transfers. It also allows for mobile check deposits, card management, and access to statements and branch locations.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks with photos
- Manage debit cards
- View monthly statements
- Find branches and ATMs
Read full descriptionHide full description
CCUTX is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CCUTX: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
Screenshots
Verdict
The clearest difference is update cadence: CCUTX at monthly against PECU Mobile's every 10 months. CCUTX also leads on rating (4.8 vs 4.5) and ratings volume (1.4K vs 357). PECU Mobile's advantage is monetization model (free vs ad-supported) and review sentiment (83% vs 71%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CCUTX holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 357 and 1.4K respectively. Written reviews complicate that: 83% of PECU Mobile's written reviews are positive against 71% of CCUTX's, so the app with the better star average is not the one people write more warmly about.
PECU Mobile ships an update every 10 months, CCUTX monthly. Both last shipped on September 22, 2026.
| Parameter | PECU Mobile | CCUTX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (357 ratings) | 4.8 (1.4K ratings) — better |
| Positive reviews | 82.9% of reviews — better | 71.4% of reviews |
| Number of ratings | 357 | 1.4K — better |
| Update frequency | Every 10 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 30 MB | 173 MB |
| Age rating | 4+ | 4+ |
| Developer | Public Employees Credit Union | Capitol CU Mobile Access |
Customer experience
PECU Mobile
CCUTX
User reviews
PECU Mobile
From 357 App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface
Room to improve
- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option
CCUTX
From 1.4K App Store ratingsWhat we love
- 🚀 Easy to use and navigate
- 👍 Informative dashboard
- 💡 Ability to message staff
- 🚀 Great performance
- 👍 Convenient mobile access
Room to improve
- 🐛 App features down for days
- 🤔 Confusing balance calculations
- 🐛 Inaccurate updates
- 🤔 Unclear which account is being used
Bugs and requests
PECU Mobile
Reported bugs
2 issues- Login screen issues
- Inconsistent performance on older devices
Requested features
4 requests- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options
CCUTX
Reported bugs
2 issues- Frequent app crashes
- Compatibility issues with older devices
Requested features
2 requests- View check images
- Add notes to transfers
In-app purchases
PECU Mobile
No in-app purchases
CCUTX
No in-app purchases
Questions
Is PECU Mobile free?
Is CCUTX free?
Which has better reviews, PECU Mobile or CCUTX?
Do PECU Mobile or CCUTX have ads?
Which is updated more often, PECU Mobile or CCUTX?
Other comparisons















