Comparison

PECU Mobile vs CCUTX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PECU Mobile

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

Highlights
  • Bill payment
  • Balance checking
  • Money transfers
  • Mobile check deposit
  • ATM and branch locator
  • Secure encryption
Read full description

Thank you for being a PECU member! Your free new mobile banking app is ready to download. The PECU app helps you manage your money any time, any place, anywhere. Conveniently and quickly pay bills, check balances, transfer money, deposit checks, find ATMs, and locate PECU branch centers –all from the palm of your hand. PECU puts the “free” in financial freedom! •Safe and secure. Get peace of mind with our app’s state-of-the-art encryption. •Handy PECU branch and ATM locator. •Easy-to-find account and transaction information. •No registration required. Available to all PECU online account access users. •Free e-Bill Pay for making payments. •Snap, click & deposit. Deposit checks using your camera.

About

CCUTX

Manage your finances with this app that offers tools for transaction organization, payment processing, and money transfers. It also allows for mobile check deposits, card management, and access to statements and branch locations.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks with photos
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

CCUTX is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CCUTX: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Screenshots

PECU Mobile2 screens
CCUTX4 screens

Verdict

The call

The clearest difference is update cadence: CCUTX at monthly against PECU Mobile's every 10 months. CCUTX also leads on rating (4.8 vs 4.5) and ratings volume (1.4K vs 357). PECU Mobile's advantage is monetization model (free vs ad-supported) and review sentiment (83% vs 71%). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CCUTX holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 357 and 1.4K respectively. Written reviews complicate that: 83% of PECU Mobile's written reviews are positive against 71% of CCUTX's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PECU Mobile ships an update every 10 months, CCUTX monthly. Both last shipped on September 22, 2026.

Scorecard6 real differences · 4 level
PECU Mobile versus CCUTX: the parameters behind the verdict, then further details
ParameterPECU MobileCCUTX
PriceFreeFree
Rating4.5 (357 ratings)4.8 (1.4K ratings) — better
Positive reviews82.9% of reviews — better71.4% of reviews
Number of ratings3571.4K — better
Update frequencyEvery 10 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size30 MB173 MB
Age rating4+4+
DeveloperPublic Employees Credit UnionCapitol CU Mobile Access

Customer experience

PECU Mobile

All ratings357 ratings
Positive88.5%
Neutral3.9%
Negative7.6%
Written reviews146 reviews
Positive82.9%
Neutral7.5%
Negative9.6%

CCUTX

All ratings1,437 ratings
Positive96.2%
Neutral1.3%
Negative2.5%
Written reviews21 reviews
Positive71.4%
Neutral9.5%
Negative19.0%

User reviews

PECU Mobile

From 357 App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Good security features
  • 👍 Convenient and accessible
  • 🚀 Fast and efficient
  • 👍 User-friendly interface

Room to improve

  • 🐛 Occasional issues with mobile deposits
  • 🔍 Limited functionality compared to other banking apps
  • 🔍 Confusing bill payment process
  • 🔍 Lack of password saving option

CCUTX

From 1.4K App Store ratings

What we love

  • 🚀 Easy to use and navigate
  • 👍 Informative dashboard
  • 💡 Ability to message staff
  • 🚀 Great performance
  • 👍 Convenient mobile access

Room to improve

  • 🐛 App features down for days
  • 🤔 Confusing balance calculations
  • 🐛 Inaccurate updates
  • 🤔 Unclear which account is being used

Bugs and requests

PECU Mobile

Reported bugs

2 issues
  • Login screen issues
  • Inconsistent performance on older devices

Requested features

4 requests
  • Tap to pay cards
  • Apple Wallet integration
  • Improved mobile deposit process
  • More advanced features and customization options

CCUTX

Reported bugs

2 issues
  • Frequent app crashes
  • Compatibility issues with older devices

Requested features

2 requests
  • View check images
  • Add notes to transfers

In-app purchases

None

PECU Mobile

No in-app purchases

None

CCUTX

No in-app purchases

Questions

Is PECU Mobile free?
PECU Mobile is free to download, with no in-app purchases.
Is CCUTX free?
CCUTX is free to download, with no in-app purchases.
Which has better reviews, PECU Mobile or CCUTX?
CCUTX is rated higher. PECU Mobile averages 4.5 out of 5 from 357 ratings, while CCUTX averages 4.8 from 1.4K ratings.
Do PECU Mobile or CCUTX have ads?
Neither PECU Mobile nor CCUTX shows ads.
Which is updated more often, PECU Mobile or CCUTX?
PECU Mobile ships an update every 10 months, and CCUTX monthly. Most recently, PECU Mobile was updated on September 22, 2026 and CCUTX on September 22, 2026.

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