Xward Pay vs Eisen Pay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Xward Pay
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Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. Weโve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!
Eisen Pay
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Eisen Pay Corporate and Personal Accounts are the most efficient way to send and receive payments all over the world. Open your Eisen Pay Account with us, and enjoy the suite of services built around the needs of our Clients. What do you get with a Eisen Pay corporate account? International money operations, including SWIFT and SEPA transfers, with a unique European IBAN. Visa and Mastercard cards for optimal management of corporate funds. Foreign exchange at competitive rates. An app for activity overview and total control over your money 24/7. The Eisen Pay app gives you is the easiest way to receive, convert and send payments globally. You will be able to send and receive money, view the transaction history, get in touch with our customer support, top up your card, and so much more. It is the ultimate tool for money management at the tap of a finger. What do you get with a Eisen Pay personal account? International transfers with a unique European IBAN. Foreign exchange at competitive rates. Mastercard and Visa cards for seamless payments and ATM withdrawals at pretty-much any location in the world. An app for activity overview and complete control over your money 24/7. The Eisen Pay app features: โ Access your funds 24/7; โ International and domestic transfer execution; โ Real-time push notifications about the operations; โ Currency exchange at competitive rates; โ Mastercard and Visa cards; โ Instant card top-up; โ Mass payout initiation. With Eisen Pay, you will enjoy: โ Fast & remote account opening; โ Competitive, fair fees; โ Transparency, security, and compliance with financial regulations; โ Professional customer support; โ 24/7 operation. More info at https://eisenpay.com
Screenshots
Verdict
The clearest difference is ads: Xward Pay at none against Eisen Pay's shown. Eisen Pay's advantage is iOS requirement (11.0 vs 13.4). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 19, 2026 and September 6, 2026 respectively.
| Parameter | Xward Pay | Eisen Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No โ better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 | 11.0 โ better |
| Further details โ not scored | ||
| Size | 69 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Xward Pay Inc | EISEN PAY SL |
In-app purchases
Xward Pay
No in-app purchases
Eisen Pay
No in-app purchases






