Comparison

Xward Pay vs Eisen Pay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Xward Pay

Features
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Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. Weโ€™ve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!

About

Eisen Pay

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Eisen Pay Corporate and Personal Accounts are the most efficient way to send and receive payments all over the world. Open your Eisen Pay Account with us, and enjoy the suite of services built around the needs of our Clients. What do you get with a Eisen Pay corporate account? International money operations, including SWIFT and SEPA transfers, with a unique European IBAN. Visa and Mastercard cards for optimal management of corporate funds. Foreign exchange at competitive rates. An app for activity overview and total control over your money 24/7. The Eisen Pay app gives you is the easiest way to receive, convert and send payments globally. You will be able to send and receive money, view the transaction history, get in touch with our customer support, top up your card, and so much more. It is the ultimate tool for money management at the tap of a finger. What do you get with a Eisen Pay personal account? International transfers with a unique European IBAN. Foreign exchange at competitive rates. Mastercard and Visa cards for seamless payments and ATM withdrawals at pretty-much any location in the world. An app for activity overview and complete control over your money 24/7. The Eisen Pay app features: โ€” Access your funds 24/7; โ€” International and domestic transfer execution; โ€” Real-time push notifications about the operations; โ€” Currency exchange at competitive rates; โ€” Mastercard and Visa cards; โ€” Instant card top-up; โ€” Mass payout initiation. With Eisen Pay, you will enjoy: โ€” Fast & remote account opening; โ€” Competitive, fair fees; โ€” Transparency, security, and compliance with financial regulations; โ€” Professional customer support; โ€” 24/7 operation. More info at https://eisenpay.com

Screenshots

Xward Pay4 screens
Eisen Pay3 screens

Verdict

The call

The clearest difference is ads: Xward Pay at none against Eisen Pay's shown. Eisen Pay's advantage is iOS requirement (11.0 vs 13.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 19, 2026 and September 6, 2026 respectively.

Scorecard2 real differences ยท 4 level
Xward Pay versus Eisen Pay: the parameters behind the verdict, then further details
ParameterXward PayEisen Pay
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 months
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.411.0 โ€” better
Further details โ€” not scored
Size69 MB60 MB
Age rating4+4+
DeveloperXward Pay IncEISEN PAY SL

In-app purchases

None

Xward Pay

No in-app purchases

None

Eisen Pay

No in-app purchases

Questions

Is Xward Pay free?
Xward Pay is free to download, with no in-app purchases.
Is Eisen Pay free?
Eisen Pay is free to download, with no in-app purchases.
Do Xward Pay or Eisen Pay have ads?
Eisen Pay shows ads; Xward Pay does not.
Which is updated more often, Xward Pay or Eisen Pay?
Xward Pay ships an update every 3 months, and Eisen Pay every 3 months. Most recently, Xward Pay was updated on September 19, 2026 and Eisen Pay on September 6, 2026.

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