Xward Pay vs PeakWallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xward Pay
Read full descriptionHide full description
Xward Pay is a modern bank which provides the customers with a progressive tool of personal banking. We’ve put in all our experience into creating the most convenient mobile app. Simple transfers, paying utility bills, a functional statement, and card settings which meant going to the bank office are now in your pocket!
PeakWallet
Read full descriptionHide full description
Open an account in just 2–3 minutes and explore a new generation of digital payments. Manage your finances easily with our next-gen mobile app: • Instantly lock or unlock your card with one tap • Log in securely using biometric authentication • Add, view, and manage multiple cards with full control • Check your balance and track transactions in real time • Make payments anytime, from anywhere • Enjoy a user-friendly design built to simplify your financial life
Screenshots
Verdict
The clearest difference is iOS requirement: Xward Pay at 13.4 against PeakWallet's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xward Pay ships an update every 3 months, PeakWallet every 4 months. The most recent releases landed on September 19, 2026 and June 22, 2026 respectively.
| Parameter | Xward Pay | PeakWallet |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 69 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Xward Pay Inc | Peak Card Services Limited |
In-app purchases
Xward Pay
No in-app purchases
PeakWallet
No in-app purchases
