Comparison

Fiinance vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fiinance

Easily track all your monthly expenses and subscriptions in one place. Customize categories and discover your true spending costs with a modern, user-friendly interface. No internet connection is required, and your data remains private on your device.

Highlights
  • Track monthly expenses
  • Manage subscriptions
  • Customize expense categories
  • Discover spending costs
  • User-friendly interface
  • Offline functionality
  • Privacy-focused data handling
Features
Read full description

Fiinance helps you easily track all your monthly expenses and subscriptions. ABOUT THE APP Fiinance is an all-in-one tracking app: • Track and improve your financial habits, • All your monthly expenses are in one place, • Fully customize all your expenses, • Add categories, • Discover how much it really costs you. Fiinance is also: • A modern and user-friendly interface, • An easy-to-use everyday app. No Internet connection required. 100% free + premium features. ABOUT THE PRIVACY Fiinance is privacy safe. Your personal data will never leave your phone. Once you delete the app, the inside data are permanently erased. In other words: the app doesn't collect any data. ABOUT PREMIUM Premium users can unlock the second card. They also support an independent developer. The in-app purchase is a lifetime purchase. It's also available for all your Apple devices associated with your account. WHO AM I? Hello everyone, I'm Alexandre, an independent developer who likes to track and improve his financial habits. That's why I created this app and I really hope it will be as useful to you as it is to me. Report a bug: apps@alexandrenaud.fr Privacy policy: https://www.alexandrenaud.fr/fiinance/privacy-en.pdf

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Fiinance4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is review sentiment: Fiinance at 100% against SpendWave Expense tracker App's 70%. Fiinance also leads on iOS requirement (15.0 vs 17.6). SpendWave Expense tracker App's advantage is update cadence (fortnightly vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fiinance sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fiinance ships an update every 2 months, SpendWave Expense tracker App fortnightly. Both last shipped on October 9, 2026.

Scorecard4 real differences · 6 level
Fiinance versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterFiinanceSpendWave Expense tracker App
PriceFreeFree
Rating—4.8 (9 ratings) — better
Positive reviews100.0% of reviews — better70.0% of reviews
Number of ratings—9 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.0 — better17.6
Further details — not scored
Size1 MB19 MB
Age rating4+4+
DeveloperAlexandre NaudRobin Guido Schmidt

Customer experience

Fiinance

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

1 purchases

Fiinance

One-time1
  • Premium$4.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Fiinance free?
Fiinance is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Do Fiinance or SpendWave Expense tracker App have ads?
Neither Fiinance nor SpendWave Expense tracker App shows ads.
Which is updated more often, Fiinance or SpendWave Expense tracker App?
Fiinance ships an update every 2 months, and SpendWave Expense tracker App fortnightly. Most recently, Fiinance was updated on October 9, 2026 and SpendWave Expense tracker App on October 9, 2026.

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