Ramp vs Next Up

Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes

Bills. On your time. Next Up is a calm, simple way to see what's coming. Every bill gets a countdown ring that fills in as its due date gets closer, so one look tells you what needs you today and what can wait. SEE WHAT'S NEXT Your bills sit in one short list, soonest first. Each one shows its name, the amount, the date, and how many days are left. Choose how far ahead "coming up" reaches (7, 14 or 30 days), and anything further out stays tucked away until it matters. A friendly greeting and one status line at the top tell you how your week looks. PAY BEFORE IT'S DUE Open a bill to see its countdown, amount and due date, and keep a note with it: a confirmation number, an account hint, anything you want to remember. When you've paid it, tap Mark Paid. Monthly and yearly bills roll forward on their own, so next month's is already waiting. ALREADY HANDLED History keeps the bills you've paid, newest first, with whether you were early, on time or late. Tapped Mark Paid by mistake? Undo puts it right back. AT A GLANCE, EVERYWHERE On bill day, a Live Activity keeps the countdown on your Lock Screen and in the Dynamic Island. Redesigned Home Screen and Lock Screen widgets show what's next without opening the app. On Duo, the sidebar slides the page over, with one wallpaper flowing across the fold. ASK SIRI "What's due this week?" Siri can also mark a bill paid or snooze its reminder. KEEP YOUR STREAK Every bill paid on time adds to your streak. A calendar shows your paid days, milestone badges mark the way, and a shield earned every 10 on-time bills protects your streak from one late payment. SUBSCRIPTION AUDIT Go through your recurring bills and mark each one Keep or Plan to cancel. Next Up doesn't cancel anything for you; it helps you decide what to cancel yourself. QUIET, ON PURPOSE Next Up doesn't nag. If a bill slips past its due date, it sends one reminder the next morning, even with the app closed. Long-press that reminder to Mark Paid or Snooze without opening the app. PRIVATE BY DEFAULT Amounts stay inside the app. Reminders show only the bill name and due date, so nothing personal shows on your Lock Screen unless you turn amounts on in Settings. YOUR LIST, YOUR ICLOUD There's no account to create and nothing to sign in to. Your list lives on your iPhone and syncs through your own private iCloud, so it's there on your other iPhone too. We don't collect your data, we don't track you, and there are no ads. A FEW HONEST NOTES Next Up is a reminder and countdown tool. It doesn't pay bills, move money or connect to your bank. You add each bill yourself: a name, what it costs, the day it's due, and whether it comes back monthly or yearly. See what's next. Pay before it's due. Stay ahead.