Comparison

Finance OK vs Keep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance OK

Manage your personal finances with unlimited transactions, income, and expense items. Track accounts, generate reports, and visualize your spending with customizable graphs. Offers cloud sync, Siri integration, and Apple Watch support.

Highlights
  • Unlimited transactions and items
  • Cloud synchronization
  • Daily, weekly, monthly reports
  • Account balance graphs
  • Apple Watch app
  • Budgeting and auto payments
  • Data export to CSV
Features
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"Finances OK" is a powerful personal finance manager. (Since 2026, it is identical to the popular "Money OK" app — feel free to use whichever you prefer.) The list of the main features of the app: - unlimited number of transactions (expenses, incomes and transfers) - unlimited number of expense and income items - unlimited number of accounts - photo and file support - database synchronization with the cloud - storage of photos and files in the Yandex.Disk service - adding transactions via Siri - widget for adding transactions with a favorite category - storage of backups in iCloud - daily, weekly, monthly and yearly reports - graphs of changes in expenses / incomes with the ability to select an arbitrary interval for the report - graph of changes in account balances - app for Apple Watch - dark theme - skins and custom design - information widgets - widget for entering expenses and income - configurable start day of the month - maintaining accounts in any currency with daily updated rates - code request when opening the program - export data to CSV file - daily reminders to pay expenses and income - budgeting - creating auto payments - credit accounting - search for operations by article, amount or comment - more than 450 icons for expense and income items - choice of color for article icons - indication of the time of expenses and incomes - archive for unused accounts Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Keep

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Keep - это очень простое приложение для ведения личных финансов: - Приватность. Ваши деньги, это ваши деньги. Приложение не отправляет никаких данных на сервера. Это значит что если удалить данные приложения, то их нельзя восстановить. Но есть автоматическое создание резервной копии, который сохраняет данные приложения в ваш icloud. - Простое добавление расходов и доходов - Мультивалютность. Есть возможность вести учет с иностранными валютами а также делать конвертацию между счетами - Отчеты по категориям - История операций - Отображение мультивалютного баланса

Screenshots

Finance OK3 screens
Keep4 screens

Verdict

The call

The clearest difference is in-app purchases: Keep at none against Finance OK's 2. Keep also leads on iOS requirement (13.4 vs 18.0). Finance OK's advantage is update cadence (monthly vs every 6 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finance OK sells 2 in-app purchases, starting at $1.99 per month. Keep asks for nothing beyond the download.

UpkeepUpdate frequency

Finance OK ships an update monthly, Keep every 6 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Finance OK versus Keep: the parameters behind the verdict, then further details
ParameterFinance OKKeep
PriceFreeFree
Rating4.6 (30 ratings) — better—
Positive reviews65.5% of reviews—
Number of ratings30 — better—
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.013.4 — better
Further details — not scored
Size26 MB21 MB
Age rating4+4+
DeveloperMobion OOOAnton Vasilev

In-app purchases

2 purchases

Finance OK

Subscriptions2
  • Finance OK pro$1.991 Month
  • Finance OK pro$9.991 Year
None

Keep

No in-app purchases

Questions

Is Finance OK free?
Finance OK is free to download, with in-app purchases available.
Is Keep free?
Keep is free to download, with no in-app purchases.
Do Finance OK or Keep have ads?
Neither Finance OK nor Keep shows ads.
Which is updated more often, Finance OK or Keep?
Finance OK ships an update monthly, and Keep every 6 months. Most recently, Finance OK was updated on September 22, 2026 and Keep on September 24, 2026.

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