XNB vs Citizen Pay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
XNB
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XNB app is a digital asset trading platform. It provides you with transaction, account management, purchase of digital assets and other functions.
Citizen Pay
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Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.
Screenshots
Verdict
The clearest difference is update cadence: Citizen Pay at fortnightly against XNB's every 2 months. Citizen Pay also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XNB ships an update every 2 months, Citizen Pay fortnightly. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.
| Parameter | XNB | Citizen Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 โ better |
| Further details โ not scored | ||
| Size | 31 MB | 41 MB |
| Age rating | 4+ | 12+ |
| Developer | XNB.com | Citizen Pay |
In-app purchases
XNB
No in-app purchases
Citizen Pay
No in-app purchases









