Comparison

XNB vs Citizen Pay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

XNB

Features
Read full description

XNB app is a digital asset trading platform. It provides you with transaction, account management, purchase of digital assets and other functions.

About

Citizen Pay

Read full description

Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.

Screenshots

XNB3 screens
Citizen Pay4 screens

Verdict

The call

The clearest difference is update cadence: Citizen Pay at fortnightly against XNB's every 2 months. Citizen Pay also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

XNB ships an update every 2 months, Citizen Pay fortnightly. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.

Scorecard2 real differences ยท 4 level
XNB versus Citizen Pay: the parameters behind the verdict, then further details
ParameterXNBCitizen Pay
PriceFreeFree
Update frequencyEvery 2 monthsFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 โ€” better
Further details โ€” not scored
Size31 MB41 MB
Age rating4+12+
DeveloperXNB.comCitizen Pay

In-app purchases

None

XNB

No in-app purchases

None

Citizen Pay

No in-app purchases

Questions

Is XNB free?
XNB is free to download, with no in-app purchases.
Is Citizen Pay free?
Citizen Pay is free to download, with no in-app purchases.
Do XNB or Citizen Pay have ads?
Neither XNB nor Citizen Pay shows ads.
Which is updated more often, XNB or Citizen Pay?
XNB ships an update every 2 months, and Citizen Pay fortnightly. Most recently, XNB was updated on October 10, 2026 and Citizen Pay on October 11, 2026.

Other comparisons