Comparison

My Catalyst vs Citizen Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Catalyst

Features
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The accounting app that helps freelancers make the right decisions. My Catalyst is set to revolutionize your day-to-day life as an entrepreneur: invoicing, document collection, cash-flow forecasting, dashboards, and more. DASHBOARDS – Your performance in real time • Track your performance in real time thanks to Artificial Intelligence; • Benefit from clear, useful charts tailored to your needs. DOCUMENT COLLECTION – Keep your accounts up to date • My Catalyst turns your smartphone camera into a scanner. Once scanned, documents are instantly classified and recorded in your accounts; • Easily transfer documents from your smartphone directly into My Catalyst. MESSAGING – Your accountant, always by your side • A single, direct, and secure place to communicate with your accountant; • Get quick answers to your questions. OVERVIEW – Your entire accounting in your pocket • Access key figures of your business at any time, such as turnover, outstanding invoices, or cash position; • Centralize invoices and documents in one place. Retrieve customer and supplier histories in just one click. CASH FLOW – Anticipate the future • Based on your expected income and expenses, My Catalyst estimates your cash position in 7 days, 14 days, or at the end of the month; • Synchronize your bank accounts and track your transactions at a glance. INVOICING – Invoice directly from your phone • Stuck in an elevator? Pull out your phone and send invoices or quotes in seconds; • Create a list of products and services to reuse in your invoices and save time. Other features available on desktop: • Automated payment reminders; • Invoice payments via QR codes or SEPA payment slips; • Custom analysis dashboards; • Email inbox synchronization to automatically import invoices. Feel free to contact us at support@catalyst-group.be to share your feedback on My Catalyst. Your input is our greatest asset to move forward, innovate, and continuously improve our tools.

About

Citizen Pay

Read full description

Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.

Screenshots

My Catalyst4 screens
Citizen Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: Citizen Pay at 13.0 against My Catalyst's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Catalyst ships an update every 3 weeks, Citizen Pay fortnightly. The most recent releases landed on September 7, 2026 and September 25, 2026 respectively.

Scorecard1 real difference Ā· 5 level
My Catalyst versus Citizen Pay: the parameters behind the verdict, then further details
ParameterMy CatalystCitizen Pay
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size94 MB41 MB
Age rating4+12+
DeveloperHorus SoftwareCitizen Pay

In-app purchases

None

My Catalyst

No in-app purchases

None

Citizen Pay

No in-app purchases

Questions

Is My Catalyst free?
My Catalyst is free to download, with no in-app purchases.
Is Citizen Pay free?
Citizen Pay is free to download, with no in-app purchases.
Do My Catalyst or Citizen Pay have ads?
Neither My Catalyst nor Citizen Pay shows ads.
Which is updated more often, My Catalyst or Citizen Pay?
My Catalyst ships an update every 3 weeks, and Citizen Pay fortnightly. Most recently, My Catalyst was updated on September 7, 2026 and Citizen Pay on September 25, 2026.

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