Comparison

Citizen Pay vs Lydian Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizen Pay

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Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.

About

Lydian Wallet

A secure, non-custodial digital asset wallet for managing cryptocurrencies and monitoring a linked card. It allows users to store, send, and receive digital assets with full control over private keys and funds.

Highlights
  • Non-custodial digital asset storage
  • Send and receive crypto
  • Monitor Lydian Card activity
  • View Visa card benefits
  • Manage wallets and balances
  • Intuitive interface
Features
Read full description

Lydian Wallet Digital Asset Wallet A secure, non-custodial digital asset wallet. Full Description: A secure way to manage your digital assets Lydian Wallet is a non-custodial digital asset wallet designed to help users securely store crypto, initiate transfers, and access supported features from one single app. Built with security and usability in mind, Lydian Wallet provides a clear and intuitive experience for both new and experienced crypto users. What Lydian Wallet offers SELF-CUSTODY & CONTROL Maintain ownership of your digital assets at all times. Lydian Wallet is non-custodial, meaning you retain control of your private keys and funds. SEND & RECEIVE DIGITAL ASSETS Initiate crypto transfers to and from external wallets and supported services with ease. CARD MANAGEMENT FEATURES View and monitor your Lydian Card directly in-app, including viewing activity and accessing supported card functionality, like Visa card benefits. ONE APP, CLEAR VISIBILITY View balances, manage wallets, and monitor connected services from a clean, easy-to-navigate interface. Designed with security at the core Lydian Wallet is built using modern security standards to help protect user assets while maintaining transparency and user control. Security features are integrated at every layer of the app experience. Built for a global user base Lydian Wallet is designed for users who manage digital assets across different regions and use cases. Supported features may vary by location and availability. Get started quickly Download Lydian Wallet to securely manage your digital assets and explore supported features in minutes. Learn more at lydian.com Important Information Lydian wallet is a non-custodial digital asset wallet. Lydian does not hold or control user funds Card features and supported assets may vary by region and are provided through third-party partners. The Lydian Card is issued by Rain pursuant to a license by Visa. Certain features may require additional verification or eligibility. Terms apply.

Screenshots

Citizen Pay4 screens
Lydian Wallet4 screens

Verdict

The call

The clearest difference is iOS requirement: Citizen Pay at 13.0 against Lydian Wallet's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Citizen Pay ships an update fortnightly, Lydian Wallet every 3 weeks. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
Citizen Pay versus Lydian Wallet: the parameters behind the verdict, then further details
ParameterCitizen PayLydian Wallet
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size41 MB77 MB
Age rating12+17+
DeveloperCitizen PayTPG Payments Inc

In-app purchases

None

Citizen Pay

No in-app purchases

None

Lydian Wallet

No in-app purchases

Questions

Is Citizen Pay free?
Citizen Pay is free to download, with no in-app purchases.
Is Lydian Wallet free?
Lydian Wallet is free to download, with no in-app purchases.
Do Citizen Pay or Lydian Wallet have ads?
Neither Citizen Pay nor Lydian Wallet shows ads.
Which is updated more often, Citizen Pay or Lydian Wallet?
Citizen Pay ships an update fortnightly, and Lydian Wallet every 3 weeks. Most recently, Citizen Pay was updated on November 8, 2026 and Lydian Wallet on November 5, 2026.

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