Comparison

UniPaymm vs Starfish Microfinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UniPaymm

Features
Read full description

UniPay is an eWallet app not only for users to make online and in-store purchases using their phones, but also provide features such as bank account managements, buying tickets, P2P transfer, mobile phone top-up, electricity bill top-up, food orders, insurance selections and a digital identification document storage. Functions: 1, Making a payment to merchants; 2, Transfer money to another person; 4, Top-up.

About

Starfish Microfinance

This application streamlines loan management by facilitating loan application submissions and repayments. It serves as a digital payment system designed to enhance users' financial lives.

Highlights
  • Loan application submission
  • Loan repayment management
  • Digital payment system
  • Financial enhancement
Features
Read full description

Enhance your life with Starfish Microfinance App. SMM App is developed for a Digital Payment System to facilitate the submission of loan applications and the repayment of loans.

Screenshots

UniPaymm3 screens
Starfish Microfinance4 screens

Verdict

The call

The clearest difference is update cadence: UniPaymm at every 3 weeks against Starfish Microfinance's every 6 months. UniPaymm also leads on iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UniPaymm ships an update every 3 weeks, Starfish Microfinance every 6 months. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 7 level
UniPaymm versus Starfish Microfinance: the parameters behind the verdict, then further details
ParameterUniPaymmStarfish Microfinance
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.0
Further details — not scored
Size65 MB51 MB
Age rating4+17+
DeveloperECO INNO TECH PTE LTD.First AI Myanmar Co.,Ltd

In-app purchases

None

UniPaymm

No in-app purchases

None

Starfish Microfinance

No in-app purchases

Questions

Is UniPaymm free?
UniPaymm is free to download, with no in-app purchases.
Is Starfish Microfinance free?
Starfish Microfinance is free to download, with no in-app purchases.
Do UniPaymm or Starfish Microfinance have ads?
Neither UniPaymm nor Starfish Microfinance shows ads.
Which is updated more often, UniPaymm or Starfish Microfinance?
UniPaymm ships an update every 3 weeks, and Starfish Microfinance every 6 months. Most recently, UniPaymm was updated on October 16, 2026 and Starfish Microfinance on October 5, 2026.

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