UniPaymm vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UniPaymm
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UniPay is an eWallet app not only for users to make online and in-store purchases using their phones, but also provide features such as bank account managements, buying tickets, P2P transfer, mobile phone top-up, electricity bill top-up, food orders, insurance selections and a digital identification document storage. Functions: 1, Making a payment to merchants; 2, Transfer money to another person; 4, Top-up.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is update cadence: UniPaymm at every 3 weeks against MTB Pay's every 4 months. UniPaymm also leads on iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UniPaymm ships an update every 3 weeks, MTB Pay every 4 months. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.
| Parameter | UniPaymm | MTB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (10 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 10 — better |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 65 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | ECO INNO TECH PTE LTD. | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
In-app purchases
UniPaymm
No in-app purchases
MTB Pay
No in-app purchases
