Comparison

PayAveta vs Element by Vesti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayAveta

Manage your digital wallet for spending, sending, and withdrawing cash with minimal fees. Seamlessly transfer funds from PayPal, top up mobile airtime, and even engage with cryptocurrency. Enjoy instant, free peer-to-peer payments and secure virtual card options.

Highlights
  • Withdraw from PayPal
  • Instant free money transfers
  • Cryptocurrency buying and selling
  • Mobile airtime top-up
  • Virtual prepaid Mastercard withdrawals
  • Low transaction fees
Features
Read full description

Register for your PayAveta wallet - Your wallet's new superpower. Enjoy spending, sending and withdrawing cash with absurdly low fees. The world’s literally at your fingertips. Withdraw From PayPal Users can withdraw PayPal funds through supported partners, convert balances into USD or local currency, and manage their money securely all in one place. Once funds are available in your wallet, you can use them for transfers, payments, or convert them to supported virtual cards for online and in-store purchases. No hidden fees Say goodbye to those annoying and sudden deductions from your account balance that come out of nowhere: no maintenance charges, there’s no minimum amount to have an wallet with us. Pay people instantly - for free Why should you need to spend money to send money? Pay whoever you want, whenever you want, as many times as you want. It’s on us. A plus? We don’t do SMS and email OTP passwords for transfers so that also means transfers are lightening fast. Crypto Buy, sell, and receive cryptocurrency assets as remittance from any platform that supports crypto on the chain. Mobile Airtime Top-Up: Easily recharge your phone or loved ones' phones with mobile airtime from within the app. Top-up any network with just a few taps. Withdraw to Prepaid debit: You can now withdraw funds directly to a virtual prepaid debit card. Use it for online shopping or link it to Apple Pay/Google Pay for contactless payments at stores. Rapidly responsive customer service We believe that contacting customer support ought to be as simple as texting a friend. Therefore, you may contact our PayaCare by in-app live chat at any time. We communicate in English, Emoji! We will constantly reply. You are in complete control. Cashout to any bank of your choice. Visit our Facebook and Instagram sites to stay up to speed on the latest PayAveta news. facebook.com/payaveta instagram.com/payaveta linkedin.com/company/payaveta Have any ideas? Contact us at developer@payaveta.com if you have any thoughts, comments, love, or recommendations on how we may enhance the user experience. Privacy Policy => http://www.payaveta.com/privacy-policy Terms & conditions => http://www.payaveta.com/terms

About

Element by Vesti

Open a US bank account, get a credit card, and start transacting immediately using your native KYC. This digital banking solution simplifies the process for non-residents, offering features like international money transfers and credit score building.

Highlights
  • Open US bank account with native KYC
  • Get credit card
  • International money transfers
  • Build US credit score
  • Generate payment invoices
  • Physical and virtual cards
Features
Read full description

Element by Vesti - Banking for everyone. A digital banking solution that enables you to open a US bank account with your native KYC, get a credit card, and start transacting from Day 1. Opening a US personal bank account, checking account, or savings account can be challenging for non-residents because of the requirements and the lengthy bureaucratic procedures. Element by Vesti eliminates all the difficulties. Start Banking without the Hassle • Open a free account Use your personal details and native KYC to open an account within a minute, even if you’re just at the airport • Add money Fund your wallet with your debit card from home, existing US card or account, or Vesti USD wallet • Send money Send money to users of the Element by Vesti app or other financial institutions in 49 countries of the world, and more to come • Transfer, establish, build credit score Transfer your credit score from your home country to the US, establish, and build it to access credit products, lower interest rates on credit products, employment opportunities, insurance premiums, etc. • Generate payment invoice Generate payment invoice to demand payment and get paid faster, track payments and outstanding balances, ensure compliance with tax regulations, get legal protection in case of disputes, amongst other benefits • Physical and virtual cards Request physical and virtual cards for convenient, safe, and secure transactions, anywhere For more information about Element by Vesti, please contact help@wevesti.com

Screenshots

PayAveta4 screens
Element by Vesti4 screens

Verdict

The call

The clearest difference is review sentiment: Element by Vesti at 100% against PayAveta's 0%. Element by Vesti also leads on rating (5.0 vs 3.0) and ads (none vs shown). PayAveta's advantage is ratings volume (5 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Element by Vesti holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: PayAveta has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of PayAveta's written reviews are positive against 100% of Element by Vesti's.

UpkeepUpdate frequency

PayAveta ships an update every 2 weeks, Element by Vesti every 3 weeks. The most recent releases landed on October 24, 2026 and October 2, 2026 respectively.

Scorecard6 real differences · 4 level
PayAveta versus Element by Vesti: the parameters behind the verdict, then further details
ParameterPayAvetaElement by Vesti
PriceFreeFree
Rating3.0 (5 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings5 — better1
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS1512.0 — better
Further details — not scored
Size240 MB74 MB
Age rating17+17+
DeveloperPayAveta LimitedVesti Technologies Inc

Customer experience

PayAveta

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Element by Vesti

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PayAveta

No in-app purchases

None

Element by Vesti

No in-app purchases

Questions

Is PayAveta free?
PayAveta is free to download, with no in-app purchases.
Is Element by Vesti free?
Element by Vesti is free to download, with no in-app purchases.
Which has better reviews, PayAveta or Element by Vesti?
Element by Vesti is rated higher. PayAveta averages 3.0 out of 5 from 5 ratings, while Element by Vesti averages 5.0 from 1 ratings.
Do PayAveta or Element by Vesti have ads?
PayAveta shows ads; Element by Vesti does not.
Which is updated more often, PayAveta or Element by Vesti?
PayAveta ships an update every 2 weeks, and Element by Vesti every 3 weeks. Most recently, PayAveta was updated on October 24, 2026 and Element by Vesti on October 2, 2026.

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