Comparison

Lynk vs PayAveta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lynk

A digital wallet for fast, safe, and easy cashless payments. Sign up in minutes without a bank account and make instant, fee-free transfers to friends and family or pay at a wide network of businesses. Advanced security ensures peace of mind.

Highlights
  • Cashless transactions
  • Instant, fee-free transfers
  • Quick signup
  • Network of small businesses
  • Advanced fraud prevention
Features
Read full description

Lynk is Jamaica’s fastest-growing digital wallet, offering a fast, safe, and easy way to make cashless payments. Sign up in under 5 minutes using just your smartphone and a valid national ID—no bank account needed. Once you’re set up, you can send and receive money from friends and family for free, collect remittances, shop locally and internationally (online or in person), and cash out easily at NCB ABMs. Collect Western Union and MoneyGram remittances directly to your phone from anywhere in the world in just a few quick steps—any time of day. Open up a world of payments with the Lynk Visa virtual card, enabling secure online shopping worldwide. With advanced fraud protection and security built into every transaction, Lynk gives you a smarter, safer, cashless way to manage your money with confidence. Download Lynk today and start Lynking instantly. Why you’ll love Lynk: - No bank account required - Instant money transfers with no hidden fees - Fast, secure cashless payments - Sign up quickly in minutes - Shop online worldwide with your Lynk Visa virtual card - Collect MoneyGram and Western Union remittances 24/7 - Easy cash-out at NCB ABMs - Powerful security designed to protect every transaction

About

PayAveta

Manage your digital wallet for spending, sending, and withdrawing cash with minimal fees. Seamlessly transfer funds from PayPal, top up mobile airtime, and even engage with cryptocurrency. Enjoy instant, free peer-to-peer payments and secure virtual card options.

Highlights
  • Withdraw from PayPal
  • Instant free money transfers
  • Cryptocurrency buying and selling
  • Mobile airtime top-up
  • Virtual prepaid Mastercard withdrawals
  • Low transaction fees
Features
Read full description

Register for your PayAveta wallet - Your wallet's new superpower. Enjoy spending, sending and withdrawing cash with absurdly low fees. The world’s literally at your fingertips. Withdraw From PayPal Users can withdraw PayPal funds through supported partners, convert balances into USD or local currency, and manage their money securely all in one place. Once funds are available in your wallet, you can use them for transfers, payments, or convert them to supported virtual cards for online and in-store purchases. No hidden fees Say goodbye to those annoying and sudden deductions from your account balance that come out of nowhere: no maintenance charges, there’s no minimum amount to have an wallet with us. Pay people instantly - for free Why should you need to spend money to send money? Pay whoever you want, whenever you want, as many times as you want. It’s on us. A plus? We don’t do SMS and email OTP passwords for transfers so that also means transfers are lightening fast. Crypto Buy, sell, and receive cryptocurrency assets as remittance from any platform that supports crypto on the chain. Mobile Airtime Top-Up: Easily recharge your phone or loved ones' phones with mobile airtime from within the app. Top-up any network with just a few taps. Withdraw to Prepaid debit: You can now withdraw funds directly to a virtual prepaid debit card. Use it for online shopping or link it to Apple Pay/Google Pay for contactless payments at stores. Rapidly responsive customer service We believe that contacting customer support ought to be as simple as texting a friend. Therefore, you may contact our PayaCare by in-app live chat at any time. We communicate in English, Emoji! We will constantly reply. You are in complete control. Cashout to any bank of your choice. Visit our Facebook and Instagram sites to stay up to speed on the latest PayAveta news. facebook.com/payaveta instagram.com/payaveta linkedin.com/company/payaveta Have any ideas? Contact us at developer@payaveta.com if you have any thoughts, comments, love, or recommendations on how we may enhance the user experience. Privacy Policy => http://www.payaveta.com/privacy-policy Terms & conditions => http://www.payaveta.com/terms

Screenshots

Lynk4 screens
PayAveta4 screens

Verdict

The call

The clearest difference is rating: Lynk at 4.6 against PayAveta's 3.0. Lynk also leads on review sentiment (42% vs 0%) and ads (none vs shown). PayAveta's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lynk holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Lynk has 1.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 42% of Lynk's written reviews are positive against 0% of PayAveta's.

UpkeepUpdate frequency

Lynk ships an update every 2 months, PayAveta every 2 weeks. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Lynk versus PayAveta: the parameters behind the verdict, then further details
ParameterLynkPayAveta
PriceFreeFree
Rating4.6 (1.7K ratings) — better3.0 (5 ratings)
Positive reviews42.3% of reviews — better0.0% of reviews
Number of ratings1.7K — better5
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615 — better
Further details — not scored
Size127 MB240 MB
Age rating4+17+
DeveloperTFOB (2021) LimitedPayAveta Limited

Customer experience

Lynk

All ratings1,727 ratings
Positive90.6%
Neutral3.1%
Negative6.3%
Written reviews104 reviews
Positive42.3%
Neutral3.8%
Negative53.8%

PayAveta

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Bugs and requests

Lynk

Reported bugs

4 issues
  • Frequent app crashes and freezes
  • Failed ATM cash withdrawals
  • Inability to verify new devices
  • Inconsistent account access and login issues

Requested features

4 requests
  • Add delete/edit transaction history option
  • Integrate international money transfer capabilities
  • Provide a physical debit card option
  • Improve customer support accessibility

PayAveta

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Lynk

No in-app purchases

None

PayAveta

No in-app purchases

Questions

Is Lynk free?
Lynk is free to download, with no in-app purchases.
Is PayAveta free?
PayAveta is free to download, with no in-app purchases.
Which has better reviews, Lynk or PayAveta?
Lynk is rated higher. Lynk averages 4.6 out of 5 from 1.7K ratings, while PayAveta averages 3.0 from 5 ratings.
Do Lynk or PayAveta have ads?
PayAveta shows ads; Lynk does not.
Which is updated more often, Lynk or PayAveta?
Lynk ships an update every 2 months, and PayAveta every 2 weeks. Most recently, Lynk was updated on November 3, 2026 and PayAveta on November 3, 2026.

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