Comparison

PayAveta vs Pagarva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayAveta

Manage your digital wallet for spending, sending, and withdrawing cash with minimal fees. Seamlessly transfer funds from PayPal, top up mobile airtime, and even engage with cryptocurrency. Enjoy instant, free peer-to-peer payments and secure virtual card options.

Highlights
  • Withdraw from PayPal
  • Instant free money transfers
  • Cryptocurrency buying and selling
  • Mobile airtime top-up
  • Virtual prepaid Mastercard withdrawals
  • Low transaction fees
Features
Read full description

Register for your PayAveta wallet - Your wallet's new superpower. Enjoy spending, sending and withdrawing cash with absurdly low fees. The world’s literally at your fingertips. Withdraw From PayPal Users can withdraw PayPal funds through supported partners, convert balances into USD or local currency, and manage their money securely all in one place. Once funds are available in your wallet, you can use them for transfers, payments, or convert them to supported virtual cards for online and in-store purchases. No hidden fees Say goodbye to those annoying and sudden deductions from your account balance that come out of nowhere: no maintenance charges, there’s no minimum amount to have an wallet with us. Pay people instantly - for free Why should you need to spend money to send money? Pay whoever you want, whenever you want, as many times as you want. It’s on us. A plus? We don’t do SMS and email OTP passwords for transfers so that also means transfers are lightening fast. Crypto Buy, sell, and receive cryptocurrency assets as remittance from any platform that supports crypto on the chain. Mobile Airtime Top-Up: Easily recharge your phone or loved ones' phones with mobile airtime from within the app. Top-up any network with just a few taps. Withdraw to Prepaid debit: You can now withdraw funds directly to a virtual prepaid debit card. Use it for online shopping or link it to Apple Pay/Google Pay for contactless payments at stores. Rapidly responsive customer service We believe that contacting customer support ought to be as simple as texting a friend. Therefore, you may contact our PayaCare by in-app live chat at any time. We communicate in English, Emoji! We will constantly reply. You are in complete control. Cashout to any bank of your choice. Visit our Facebook and Instagram sites to stay up to speed on the latest PayAveta news. facebook.com/payaveta instagram.com/payaveta linkedin.com/company/payaveta Have any ideas? Contact us at developer@payaveta.com if you have any thoughts, comments, love, or recommendations on how we may enhance the user experience. Privacy Policy => http://www.payaveta.com/privacy-policy Terms & conditions => http://www.payaveta.com/terms

About

Pagarva

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

Highlights
  • Accept payments from multiple methods
  • Instant deposits to bank account
  • Professional interface for micro-businesses
  • Customer or business pays transaction fees
  • Multilingual support
  • Organized income tracking
Features
Read full description

All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.

Screenshots

PayAveta4 screens
Pagarva4 screens

Verdict

The call

The clearest difference is review sentiment: Pagarva at 100% against PayAveta's 0%. Pagarva also leads on rating (5.0 vs 3.0) and ads (none vs shown). PayAveta's advantage is iOS requirement (15 vs 18.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pagarva holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews point the same way: 0% of PayAveta's written reviews are positive against 100% of Pagarva's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
PayAveta versus Pagarva: the parameters behind the verdict, then further details
ParameterPayAvetaPagarva
PriceFreeFree
Rating3.0 (5 ratings)5.0 (5 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings55
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15 — better18.0
Further details — not scored
Size240 MB137 MB
Age rating17+17+
DeveloperPayAveta LimitedPAGARVA INC

Customer experience

PayAveta

Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Pagarva

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PayAveta

No in-app purchases

None

Pagarva

No in-app purchases

Questions

Is PayAveta free?
PayAveta is free to download, with no in-app purchases.
Is Pagarva free?
Pagarva is free to download, with no in-app purchases.
Which has better reviews, PayAveta or Pagarva?
Pagarva is rated higher. PayAveta averages 3.0 out of 5 from 5 ratings, while Pagarva averages 5.0 from 5 ratings.
Do PayAveta or Pagarva have ads?
PayAveta shows ads; Pagarva does not.
Which is updated more often, PayAveta or Pagarva?
PayAveta ships an update every 2 weeks, and Pagarva every 2 weeks. Most recently, PayAveta was updated on October 24, 2026 and Pagarva on October 24, 2026.

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