ASBT vs Heritage Digital Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ASBT
Consolidate all your financial accounts into one secure platform. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Manage your money efficiently and access banking services on the go.
- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
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ASBT is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ASBT: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ASBT app, you must be enrolled as a American State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Heritage Digital Banking
Manage your finances on the go with this secure banking app. Organize transactions with tags and notes, set balance alerts, and easily deposit checks by taking a photo. Transfer money, pay bills, and find nearby branches and ATMs.
- Organize transactions with tags, notes, and receipt photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- View and save monthly statements
- Find branches and ATMs
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Default Full Description Heritage Digital Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Heritage Digital Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: Heritage Digital Banking at free against ASBT's free with in-app purchases. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for ASBT against 4.8 for Heritage Digital Banking. Both are backed by a comparable volume of ratings — 336 and 559 respectively.
Both ship on a similar rhythm, roughly monthly. Both last shipped on November 7, 2026.
| Parameter | ASBT | Heritage Digital Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (336 ratings) — better | 4.8 (559 ratings) |
| Positive reviews | — | 42.9% of reviews |
| Number of ratings | 336 | 559 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 197 MB | 180 MB |
| Age rating | 12+ | 12+ |
| Developer | American State Bank Holding Company Subsidiary, Inc. | Heritage Bank of Ozarks |
Customer experience
ASBT
Heritage Digital Banking
In-app purchases
ASBT
No in-app purchases
Heritage Digital Banking
No in-app purchases
Questions
Is ASBT free?
Is Heritage Digital Banking free?
Which has better reviews, ASBT or Heritage Digital Banking?
Do ASBT or Heritage Digital Banking have ads?
Which is updated more often, ASBT or Heritage Digital Banking?
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