ZaPay vs LendMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZaPay
This app facilitates peer-to-peer lending among friends and family, offering automated payments and scheduled payback dates. It includes in-app chat for communication and a transaction history to track all financial exchanges.
- Automated payments
- Scheduled payback dates
- In-app chat
- Transaction history
- Star rating system
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Imagine a world where friends can lend money to friends without a care in the world? Imagine family spotting each other a few bucks with no worries at all. That time has arrived. If you don’t know now you know! ZaPay is the start of a brand new era in friends and family lending! Download today and start “ZaPayin” right away! ZaPay Features: - Automated Payments - Scheduled automated payback dates to ensure confidence and reduce confusion. - Chat Function in the app - Communicate with users within the app. - Transaction History - Keep record of every transaction - Star Rating system - Rate your fellow ZaPayers once the transaction is complete
LendMobile
Manage your loan accounts conveniently from your phone. Apply for new loans, check balances, schedule payments, and view your transaction history. Access support directly through the app.
- Apply for new loans
- Check outstanding balances
- Make or schedule payments
- View loan history
- View payment history
- Contact support
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The LendMobile app is here to help customers manage their accounts with ease and convenience right from the comfort of their cell phones. The app gives instant access to your account where you can: - Apply for a new loan - Check outstanding balances - Make or schedule payments - Check loan history - Check payment history - Contact support Download the LendMobile app today and manage your account no matter where you are.
Screenshots
Verdict
The clearest difference is rating: LendMobile at 5.0 against ZaPay's 3.7. LendMobile also leads on update cadence (every 4 weeks vs every 11 months). ZaPay's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LendMobile holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively.
ZaPay ships an update every 11 months, LendMobile every 4 weeks. The most recent releases landed on June 24, 2026 and September 11, 2026 respectively.
| Parameter | ZaPay | LendMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 | 4 — better |
| Update frequency | Every 11 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 27 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | ZaPay LLC | LendMobile |
Customer experience
ZaPay
LendMobile
In-app purchases
ZaPay
No in-app purchases
LendMobile
No in-app purchases
