Comparison

Unlimit vs Settlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Unlimit

Manage your finances globally with a multi-currency solution for businesses and individuals. Handle payments, transfers, and currency exchange seamlessly across various platforms and currencies.

Highlights
  • Multi-currency accounts
  • Global wire transfers
  • Currency exchange
  • Virtual and physical cards
  • Two-factor authentication
  • Biometric security
Features
Read full description

Unlimit simplifies your financial management with a global multi-payment application. Tailored for the diverse needs of startups, scale-ups, enterprises, individuals, and freelancers, Unlimit transforms financial management. Experience a seamless blend of multicurrency accounts, cards, and FX & transfer functionalities, delivering a comprehensive financial solution. Dynamic features for every need: Global Accounts: Universal payments in multiple currencies. Our multicurrency corporate account supports transactions in major currencies like EUR, USD, GBP, and CNY making it perfect for global coverage. The Unlimit multicurrency account allows seamless transactions worldwide and is compatible with digital wallets like Google Pay and Apple Pay. Get paid like a local: Get paid in the currency you want and pay your suppliers or contractors in their preferred currency, from EUR and USD to CNY or MXN. Online KYB: Sign up for an account completely digitally/ Comprehensive Corporate and Business Accounts: Empower your organization with our robust corporate and business account services, ensuring financial agility and control. Unhindered currency operations through FX, and transfers: Unlimit empowers businesses with seamless FX (foreign exchange) transactions, allowing for quick and efficient currency conversions at competitive rates. The business account for going global: Pay invoices and bills faster, at a better exchange rate. Offer your customers a wide array of payment options to streamline checkout processes. This includes all major card brands and many currencies including USD, EUR, BRL, MXN, etc. Connect to supported platforms like Amazon, eBay, Google and Apple Pay and pay for ad services on AdSense, Meta and many more. - Multi-Currency IBAN Accounts: Open numerous accounts to streamline your business transactions. - Global Wire Transfers: Effortlessly conduct international transactions using SWIFT and SEPA. - Worldwide Payment Receptions: Receive payments from any corner of the globe, in the currency you want. - Currency Exchange: Seamlessly exchange major world currencies. - Cross-Platform Accessibility: Manage your finances on desktop or mobile, anytime, anywhere. - Virtual and Physical Cards: Issue cards for your team and manage expenses effortlessly. - Smart Financial Management: Utilize our smart filter and transaction search for real-time expense tracking. - Comprehensive Notifications: Get instant alerts for all transaction types. - Multiple Account Management: Handle various accounts simultaneously with ease. - Universal Payment Options: Enjoy the freedom to pay online and offline, globally. Security You Can Trust: - Two-Factor Authentication (2FA): Secure your web app access on a PC or laptop. - Biometric Security: Leverage FaceID or TouchID for enhanced protection. - Reliable and Safe: Your financial security is our top priority.

About

Settlio

Features
Read full description

Split expenses. Settle up. Stay friends. Settlio makes shared money simple—whether you're on a trip with friends, splitting rent with a partner, or tracking a weekend dinner. Add expenses in seconds, see who owes what, and settle up with confidence. WHY SETTLIO? • Fair splits, less awkwardness — Know exactly what you owe and what you're owed • Built for real life — Trips, households, personal spending, and classic groups • Clear balances — See totals across every group in one place • Smart settle-up — Get suggestions for the simplest way to clear debts • Stay in sync — Balances and expenses update in real time for everyone in the group • Insights that help — Charts and summaries so you understand spending at a glance SPLIT THE WAY YOU WANT • Equal splits for quick dinners • Custom amounts when shares aren't even • Percentage splits for flexible sharing PERFECT FOR • Travel & trips — Track flights, hotels, meals, and activities while you're on the go • Couples & roommates — Rent, utilities, groceries, and shared bills • Friend groups — Dinners, events, shared bills, and anything you split • Personal tracking — Log your own spending when you don't need to split KEY FEATURES • Create groups and invite members • Add expenses with titles, amounts, dates, and categories • Record who paid and how the cost is divided • View balances and settlement history • Record payments when someone settles up • Activity feed to see what changed in your groups • Expense comments — discuss any charge with your group • Receipt scanning — auto-fill details from a photo • Advanced insights and spending patterns • PDF & CSV exports for reports and spreadsheets • Expense templates and recurring expenses • Category budgets with alerts • Sign in with Apple or Google • Notifications for important updates (optional) Download Settlio and stop guessing who paid for what. Terms of Use (EULA): https://settlio.org/terms.html

Screenshots

Unlimit4 screens
Settlio4 screens

Verdict

The call

Unlimit and Settlio are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Unlimit ships an update every 2 weeks, Settlio every 4 weeks. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
Unlimit versus Settlio: the parameters behind the verdict, then further details
ParameterUnlimitSettlio
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size100 MB40 MB
Age rating12+4+
DeveloperUnlimit Holding EU Ltdkamran Ibrahim

In-app purchases

None

Unlimit

No in-app purchases

None

Settlio

No in-app purchases

Questions

Is Unlimit free?
Unlimit is free to download, with no in-app purchases.
Is Settlio free?
Settlio is free to download, with no in-app purchases.
Do Unlimit or Settlio have ads?
Neither Unlimit nor Settlio shows ads.
Which is updated more often, Unlimit or Settlio?
Unlimit ships an update every 2 weeks, and Settlio every 4 weeks. Most recently, Unlimit was updated on October 4, 2026 and Settlio on October 10, 2026.

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