SubManager vs Finma
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubManager
Effortlessly manage all your recurring service payments in one centralized location. Receive timely reminders before renewals to avoid unexpected charges. Gain valuable insights into your spending habits and keep your finances organized.
- Unlimited subscription tracking
- Advance renewal notifications (up to 90 days)
- Foreign currency conversion
- Subscription insights
- iCloud sync
- Widgets and Siri Shortcuts
- Apple Watch support
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Stop wasting money on subscriptions. Featured in 9to5Mac’s Indie App Spotlight Track all your subscriptions in one place with SubManager — a simple, private, and powerful way to stay on top of your recurring payments. - Know exactly what you’re paying every month - Avoid unexpected charges and forgotten renewals - Stay in control of all your subscriptions in one place - No ads or accounts required - Private by design — your data syncs securely with iCloud - Access your data across iPhone, iPad, Mac, Apple Watch, Apple Vision Pro, and the web via iCloud Key features: - Unlimited subscription tracking - Renewal reminders (up to 90 days in advance) - Spending insights - Currency conversion for international subscriptions - iCloud sync across all your devices - Home Screen & Lock Screen widgets - Apple Watch support - Siri Shortcuts - Web app for viewing your data anywhere - No ads Unlock advanced features with a one-time purchase by upgrading to SubManager+: - Import subscriptions from documents with Apple Intelligence - Calendar view - Free trial tracking - Categories & payment methods - Price history tracking - Search App Store icons - Advanced insights - Archive expired subscriptions - Expiry notifications - Store lifetime subscriptions - App lock - Export to CSV, PDF or JSON and import from JSON - Change the app icon on your iPhone or iPad to your local currency Feedback is always welcome. You can send your feedback by going to Settings -> Send Feedback Follow SubManager on social media: X @SubManagerApp Bluesky @submanager.app Mastodon @submanager@indieapps.space Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Finma
This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.
- Automated expense tracking (SMS, email, bank, PDF, CSV)
- Privacy-first on-device data storage
- Unlimited transactions and budgets in free tier
- Budget alerts and rule-based auto-categorization
- Subscription tracking and payment reminders
- Interactive charts and visual filtering
- Cash flow analysis
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Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place. Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses: - SMS Automation - Email Sync - Direct bank connection via Plaid - AI PDF import - AI CSV import Features: - Privacy First Finma stores all your financial data locally on-device. Not even we have access to your transactions. - Generous Free Tier The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free. - Budget Alerts Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold. - Rule Based Auto-Categorization Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern. - Subscription Tracking A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently. - Payment Reminders Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance. - Visual Filtering Find the transactions you need even faster with a visual approach in Finma. Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph. - Interactive Charts All charts and graphs in Finma are interactive. Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph. - Cash Flow Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period. The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better. - PDF Import Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts. - Email Sync Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically. - SMS Sync Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically. - Direct Bank Sync We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers. --- What's completely free: - Unlimited transactions - Unlimited rules - Unlimited budgets - Track up to 3 subscriptions - Payment reminders - Budget alerts - Interactive charts and filters The following features require purchasing Premium subscription: - Direct bank sync using Plaid (US & Canada only) - AI related tasks such as document scanning, sms & email parsing - Adding more than 1 account - Custom categories - Custom app icons --- Have questions or need help? Email us at support@finma.money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: SubManager at 97% against Finma's 48%. SubManager also leads on rating (4.8 vs 4.6) and device support (5 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubManager sells 3 one-off in-app purchases and Finma sells 7 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
SubManager holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 64 and 44 respectively. Written reviews point the same way: 97% of SubManager's written reviews are positive against 48% of Finma's.
SubManager ships an update every 8 days, Finma every 2 weeks. The most recent releases landed on September 27, 2026 and September 22, 2026 respectively.
| Parameter | SubManager | Finma |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (64 ratings) — better | 4.6 (44 ratings) |
| Positive reviews | 97.2% of reviews — better | 48.1% of reviews |
| Number of ratings | 64 — better | 44 |
| Update frequency | Every 8 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Mac, Apple Watch, Vision Pro — better | iPhone |
| Requires iOS | 17.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 123 MB | 137 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahnaf Mahmud | Tanmay Sonawane |
Customer experience
SubManager
Finma
In-app purchases
SubManager
- SubManager+ Family Upgrade$6.99
- SubManager+$7.99
- SubManager+ Family$14.99
Finma
- Premium Weekly Plan3 Days trial$1.997 Days
- Premium Monthly Plan3 Days trial$4.991 Month
- Premium Yearly Plan$14.991 Year
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- Premium Yearly Plan3 Days trial$49.991 Year
- Premium Yearly Plan (Family)3 Days trial$99.991 Year
- Premium Lifetime Plan$149.99
- Premium Lifetime Plan (Family)$199.99









