Comparison

SubManager vs CreditRun

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubManager

Effortlessly manage all your recurring service payments in one centralized location. Receive timely reminders before renewals to avoid unexpected charges. Gain valuable insights into your spending habits and keep your finances organized.

Highlights
  • Unlimited subscription tracking
  • Advance renewal notifications (up to 90 days)
  • Foreign currency conversion
  • Subscription insights
  • iCloud sync
  • Widgets and Siri Shortcuts
  • Apple Watch support
Features
Read full description

Stop wasting money on subscriptions. Featured in 9to5Mac’s Indie App Spotlight Track all your subscriptions in one place with SubManager — a simple, private, and powerful way to stay on top of your recurring payments. - Know exactly what you’re paying every month - Avoid unexpected charges and forgotten renewals - Stay in control of all your subscriptions in one place - No ads or accounts required - Private by design — your data syncs securely with iCloud - Access your data across iPhone, iPad, Mac, Apple Watch, Apple Vision Pro, and the web via iCloud Key features: - Unlimited subscription tracking - Renewal reminders (up to 90 days in advance) - Spending insights - Currency conversion for international subscriptions - iCloud sync across all your devices - Home Screen & Lock Screen widgets - Apple Watch support - Siri Shortcuts - Web app for viewing your data anywhere - No ads Unlock advanced features with a one-time purchase by upgrading to SubManager+: - Import subscriptions from documents with Apple Intelligence - Calendar view - Free trial tracking - Categories & payment methods - Price history tracking - Search App Store icons - Advanced insights - Archive expired subscriptions - Expiry notifications - Store lifetime subscriptions - App lock - Export to CSV, PDF or JSON and import from JSON - Change the app icon on your iPhone or iPad to your local currency Feedback is always welcome. You can send your feedback by going to Settings -> Send Feedback Follow SubManager on social media: X @SubManagerApp Bluesky @submanager.app Mastodon @submanager@indieapps.space Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CreditRun

Features
Read full description

You're at checkout. Which card do you use? Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank. Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now? WHAT ARE CREDIT FREE DAYS? Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day. CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out. WHAT IT DOES • Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it. • Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app. • One number per card. The one that matters today. • Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one. • Translate Credit Free Days into the cash value of that float, using a yield rate you set. • Track transactions so utilization, runway, and outstanding update automatically. • Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing. • CSV export and import. Your data, your file, anywhere you want it. • iCloud sync across iPhone, iPad, and Mac through your own Apple ID. DESIGNED TO BE FAST Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter. PRIVACY, NO ASTERISKS CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple. We don't sell your data. We can't - we never have it. CREDITRUN PRO A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing. • Unlimited cards (free tier: 3) • Full Insights - past months, quarters, all-time • CSV export and import • A small Founder tier for the first 50 supporters A 7-day free trial gives every new user the full Pro experience while you decide. WHO IT'S FOR You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right. Works with any card from any bank, in any country. Built solo. Reach out on X at @CreditRun.

Screenshots

SubManager4 screens
CreditRun4 screens

Verdict

The call

The clearest difference is update cadence: SubManager at every 8 days against CreditRun's every 4 weeks. SubManager also leads on device support (5 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubManager sells 3 one-off in-app purchases and CreditRun sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SubManager ships an update every 8 days, CreditRun every 4 weeks. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 8 level
SubManager versus CreditRun: the parameters behind the verdict, then further details
ParameterSubManagerCreditRun
PriceFreeFree
Rating4.8 (64 ratings) — better—
Positive reviews97.2% of reviews—
Number of ratings64 — better—
Update frequencyEvery 8 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS17.4 — better17.6
Further details — not scored
Size123 MB5 MB
Age rating4+4+
DeveloperAhnaf MahmudVikas Anand

In-app purchases

3 purchases

SubManager

One-time3
  • SubManager+ Family Upgrade$6.99
  • SubManager+$7.99
  • SubManager+ Family$14.99
2 purchases

CreditRun

One-time2
  • Pro Lifetime (Founder price)$1.99
  • Pro Lifetime$4.99

Questions

Is SubManager free?
SubManager is free to download, with in-app purchases available.
Is CreditRun free?
CreditRun is free to download, with in-app purchases available.
Do SubManager or CreditRun have ads?
Neither SubManager nor CreditRun shows ads.
Which is updated more often, SubManager or CreditRun?
SubManager ships an update every 8 days, and CreditRun every 4 weeks. Most recently, SubManager was updated on September 22, 2026 and CreditRun on September 18, 2026.

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