SilkMobile vs digiBOP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SilkMobile
Manage your banking needs conveniently from your smartphone. Access account information, transfer funds, pay bills, and top up your mobile. Stay informed about card discounts and deals, and manage your e-statements and alerts.
- Account balance inquiries
- Fund transfers
- Bill payments
- Mobile top-ups
- E-statement subscription
- SMS Alerts
- Pay order requests
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Experience a complete suite of banking services through your smartphone using the new SilkBank App. You can get information on products and services, learn about discounts and deals offered on Silkbank cards. You can perform balance inquiries, fund transfers, bill payments, mobile top-ups along with subscribing to e-statements, SMS Alerts, and placing pay order requests using our new SilkMobile.
digiBOP
Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.
- Funds Transfer (own accounts, BOP, other banks, wallets)
- Bill Payments (utilities, credit cards, online shopping, government)
- Mobile Recharge/Top-up
- Account Information & Transaction History
- Debit Card Management (activate, lock/unlock)
- Locate ATMs and Branches
- Secure Touch ID Login
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A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk
Screenshots
Verdict
The clearest difference is rating: SilkMobile at 1.5 against digiBOP's 1.1. digiBOP's advantage is ratings volume (12 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SilkMobile holds the better App Store score, 1.5 against 1.1. That said, the two scores are not equally well evidenced: digiBOP has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 3% of SilkMobile's written reviews are positive against 2% of digiBOP's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | SilkMobile | digiBOP |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) — better | 1.1 (12 ratings) |
| Positive reviews | 2.9% of reviews — better | 1.5% of reviews |
| Number of ratings | 2 | 12 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 136 MB | 187 MB |
| Age rating | 4+ | 4+ |
| Developer | Silkbank Limited | The Bank Of Punjab |
Customer experience
SilkMobile
digiBOP
Bugs and requests
SilkMobile
Not enough reviews yet to summarise bugs or requests.
digiBOP
Reported bugs
12 issues- OTP disappears automatically
- OTP cannot be typed or pasted
- OTP not received
- App crashes on startup
- Login screen freezes or shows errors
Show 7 moreShow fewer
- Profile locked error
- Cannot add new payees/beneficiaries
- App hangs and gets stuck
- Previous version worked better
- New version not picking card data
- Auto-fetch OTP error
- App crashes on iPhone iOS version 12.5.5
Requested features
8 requests- Update app
- Fix OTP issues
- Improve login process
- Improve customer service
- Fix bugs and errors
Show 3 moreShow fewer
- Improve UI/UX
- Hire better developers
- Make app work properly
In-app purchases
SilkMobile
No in-app purchases
digiBOP
No in-app purchases
