Comparison

BillerOne vs STECS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

BillerOne

BillerOne - Bills Payments

★ 4.310 ratingsView app →

About

BillerOne

Features

Read full description

The most versatile bill payment platform in Nigeria. Buy airtime for yourself and others, pay for electricity, purchase tickets, and top-up wallets all on BillerOne. BillerOne makes bill payments simple, safe and secure.

About

STECS

Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.

Highlights

All-in-one finance management
Swift account opening
Money management tools
Card services
Investment options
Credit products

Features

Read full description

Stecs is an ethical mobile money app that lets you manage all your finances in just one app. Swift account opening process, money management tools, cards services, investments and credit products are some of the things you stand to gain by opening an account with us.

Screenshots

BillerOne4 screens

STECS4 screens

Verdict

The call

The clearest difference is update cadence: STECS at every 3 weeks against BillerOne's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BillerOne ships an update every 2 months, STECS every 3 weeks. The most recent releases landed on October 27, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level

BillerOne versus STECS: the parameters behind the verdict, then further details
Parameter	BillerOne	STECS
Price	Free	Free
Rating	—	4.3 (10 ratings) — better
Positive reviews	—	33.3% of reviews
Number of ratings	—	10 — better
Update frequency	Every 2 months	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	15.6	15.5 — better
Further details — not scored
Size	41 MB	116 MB
Age rating	17+	4+
Developer	CORALPAY TECHNOLOGY (NIGERIA) LIMITED	STECS FINANCIAL TECHNOLOGIES LTD

In-app purchases

None

BillerOne

No in-app purchases

None

STECS

No in-app purchases

Questions

Is BillerOne free?

BillerOne is free to download, with no in-app purchases.

Is STECS free?

STECS is free to download, with no in-app purchases.

Do BillerOne or STECS have ads?

Neither BillerOne nor STECS shows ads.

Which is updated more often, BillerOne or STECS?

BillerOne ships an update every 2 months, and STECS every 3 weeks. Most recently, BillerOne was updated on October 27, 2026 and STECS on November 3, 2026.