Comparison

Debt 2 Income Calculator vs Project Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt 2 Income Calculator

Instantly calculate your Debt-to-Income ratio to understand your financial health. The app provides a color-coded gauge, loan simulation, and personalized insights to help you make smarter money decisions.

Highlights
  • Instant DTI ratio calculation
  • Color-coded financial health gauge
  • Loan and income scenario simulator
  • Visual charts for debt and income
  • Save and load multiple financial profiles
  • Supports 10 currency options
Features
Read full description

Managing your finances starts with understanding your Debt-to-Income ratio. Debt to Income Calculator gives you a clear, instant picture of your financial health so you can make smarter money decisions. What is DTI? Your Debt-to-Income (DTI) ratio is the percentage of your monthly income that goes toward paying debts. Lenders use it to evaluate your ability to manage payments and take on new credit. A lower DTI means better financial health. CALCULATE YOUR DTI IN SECONDS Add your income sources and monthly debts, and get your DTI ratio instantly. The color-coded gauge makes it easy to see where you stand: • Green (below 36%) — Healthy • Yellow (36%–43%) — Caution • Red (above 43%) — At Risk LOAN SIMULATOR Thinking about a new car, mortgage, or personal loan? Use the built-in simulator to see how additional debt or income changes would affect your DTI before you commit. SMART FINANCIAL INSIGHTS Receive personalized, actionable suggestions based on your data. Find out exactly how much debt to reduce or income to add to reach a healthy ratio. VISUAL CHARTS See your finances at a glance with clear pie charts for debt and income breakdowns, plus a bar chart comparing total income versus total debt. SAVE MULTIPLE PROFILES Track different financial scenarios by saving profiles. Compare your DTI over time or plan for major life changes like buying a home or paying off student loans. FEATURES: • Instant DTI ratio calculation • Color-coded financial health gauge • Add, edit, and delete income and debt items • Quick-select common item names • Loan and income scenario simulator • Pie and bar charts with Swift Charts • Save and load multiple financial profiles • 10 currency options (USD, EUR, GBP, JPY, and more) • Tap-to-copy results • Dark Mode support • No account required — all data stays on your device • No ads, no subscriptions, no third-party tracking Whether you are preparing for a mortgage application, paying down credit cards, or simply want to understand your finances better, Debt to Income Calculator is the straightforward tool you need. Download now and take control of your financial health. Thanks for your support and do visit nitrio.com for more apps for your iOS devices.

About

Project Expense Tracker

Features
Read full description

Take Control of Your Project Finances Stop guessing where your money goes. Project Expense Tracker is flexible way to manage your personal and professional project finances. Whether you are managing a home renovation, planning a wedding, or tracking business expenses, our project-based approach keeps your data organized and actionable. Key features include: Project-Based Tracking: Organize your expenses into dedicated projects. Keep your vacation budget separate from your household bills or business costs. Collaborative Budgeting: Invite partners, family members, or colleagues to your projects. Track shared spending and manage member roles in real-time. Smart Category Budgets: Set specific spending limits for categories within each project. Visual progress bars show you exactly how much you have left to spend. Recurring Bill Manager: Never miss a payment. Track subscriptions, utilities, and recurring bills with automatic reminders and "Next Run Date" tracking. Detailed Insights & Reports: View beautiful charts that break down your spending by category, project, and time period. Cross-Platform Sync: Start on your iPhone, manage on your iPad, and review on the web. Your data is always in sync. Guest Mode: Try the app immediately without an account. When you’re ready, migrate your guest data to a permanent account with one tap. Secure & Private: Sign in securely with Apple, Google, or Email. Your data is protected. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://projectexpensetracker.net/privacy

Screenshots

Debt 2 Income Calculator4 screens
Project Expense Tracker4 screens

Verdict

The call

The clearest difference is price: Project Expense Tracker at Free against Debt 2 Income Calculator's $2.99. Project Expense Tracker also leads on update cadence (monthly vs every 23 months) and iOS requirement (15.5 vs 18.6). Debt 2 Income Calculator's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Project Expense Tracker is free to download; Debt 2 Income Calculator costs $2.99 up front. Project Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Debt 2 Income Calculator asks for nothing beyond the download.

UpkeepUpdate frequency

Debt 2 Income Calculator ships an update every 23 months, Project Expense Tracker monthly. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 5 level
Debt 2 Income Calculator versus Project Expense Tracker: the parameters behind the verdict, then further details
ParameterDebt 2 Income CalculatorProject Expense Tracker
Price$2.99Free — better
Rating4.2 (6 ratings) — better—
Number of ratings6 — better—
Update frequencyEvery 23 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS18.615.5 — better
Further details — not scored
Size1 MB102 MB
Age rating4+4+
DeveloperHeng Jia LiangJohn Wanjiru

In-app purchases

None

Debt 2 Income Calculator

No in-app purchases

3 purchases

Project Expense Tracker

Subscriptions2
  • Pro Subscription3 Days trial$3.991 Month
  • Year Pro Subscription$29.991 Year
One-time1
  • Lifetime Access$59.99

Questions

Is Debt 2 Income Calculator free?
Debt 2 Income Calculator costs $2.99, with no in-app purchases.
Is Project Expense Tracker free?
Project Expense Tracker is free to download, with in-app purchases available.
Do Debt 2 Income Calculator or Project Expense Tracker have ads?
Neither Debt 2 Income Calculator nor Project Expense Tracker shows ads.
Which is updated more often, Debt 2 Income Calculator or Project Expense Tracker?
Debt 2 Income Calculator ships an update every 23 months, and Project Expense Tracker monthly. Most recently, Debt 2 Income Calculator was updated on November 3, 2026 and Project Expense Tracker on November 9, 2026.

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