Comparison

Stack Wallet by Cypher Stack vs IVPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack Wallet by Cypher Stack

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

Highlights
  • Open source software
  • Supports 10 cryptocurrencies
  • On-device private key storage
  • Easy backup and restore
  • Custom address book
  • Favorite wallets with fast syncing
  • Custom Nodes
Features
Read full description

Stack Wallet is a fully open source cryptocurrency wallet. With an easy to use user interface and quick and speedy transactions, this wallet is ideal for anyone no matter how much they know about the cryptocurrency space. The app is actively maintained to provide new user friendly features. Highlights include: 10 Different cryptocurrencies All private keys and seeds stay on device and are never shared. Easy backup and restore feature to save all the information that's important to you. Custom address book Favorite wallets with fast syncing Custom Nodes. Open source software.

About

IVPAY

Features
Read full description

Accept payments anywhere! Fast crypto payments in your store, no hidden fees, high autonomy, multi-layered security. Download a simple and user-friendly app to accept payments in more than 40 cryptocurrencies. As long as you’re connected to the internet, you can have a portable crypto PoS machine in your pocket! How it works: 1. Enter the purchase amount in local currency 2. Customer selects their preferred cryptocurrency 3. Scan the QR code from any crypto wallet 4. After a successful transaction, the client receives a receipt and his goods

Screenshots

Stack Wallet by Cypher Stack4 screens
IVPAY4 screens

Verdict

The call

The clearest difference is iOS requirement: IVPAY at 12.0 against Stack Wallet by Cypher Stack's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stack Wallet by Cypher Stack ships an update monthly, IVPAY every 5 weeks. The most recent releases landed on September 23, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 9 level
Stack Wallet by Cypher Stack versus IVPAY: the parameters behind the verdict, then further details
ParameterStack Wallet by Cypher StackIVPAY
PriceFreeFree
Rating4.0 (27 ratings) — better—
Positive reviews64.7% of reviews—
Number of ratings27 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size265 MB36 MB
Age rating4+4+
DeveloperCypher Stack LLCIVENDPAY PORTAL

In-app purchases

None

Stack Wallet by Cypher Stack

No in-app purchases

None

IVPAY

No in-app purchases

Questions

Is Stack Wallet by Cypher Stack free?
Stack Wallet by Cypher Stack is free to download, with no in-app purchases.
Is IVPAY free?
IVPAY is free to download, with no in-app purchases.
Do Stack Wallet by Cypher Stack or IVPAY have ads?
Neither Stack Wallet by Cypher Stack nor IVPAY shows ads.
Which is updated more often, Stack Wallet by Cypher Stack or IVPAY?
Stack Wallet by Cypher Stack ships an update monthly, and IVPAY every 5 weeks. Most recently, Stack Wallet by Cypher Stack was updated on September 23, 2026 and IVPAY on September 15, 2026.

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