Payvice Avantus vs Tobopay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payvice Avantus
Manage personal and business finances with this all-in-one mobile banking solution. Perform seamless transfers, smart savings, secure payments, and access powerful business tools. It offers bill payments, fund transfers, and business account management.
- Seamless transfers
- Smart savings
- Secure payments
- Business tools
- Bill payments
- Fund transfers
- Business account management
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Payvice in partnership with Avantus Microfinance Bank, is your all-in-one mobile banking solution designed to simplify your finances, whether personal or business. From seamless transfers and smart savings to secure payments and powerful business tools, Payvice puts you in total control of your money, anytime, anywhere. Payvice is an easy-to-use banking app for bill payments, transfers, and withdrawals. With over 30 bills listed, an easy and fast withdrawal and funds transfer process, and new amazing features, you are guaranteed a successful personal and business banking experience. More about Payvice Banking • Manage your existing Payvice business account and or add more outlets to your business. • New businesses can join Payvice in a few easy steps. • Easy Withdrawal using cards, NQR and USSD. • Fund Transfer to all banks and financial institutions listed on NIBSS Instant Payment. • Pay all available bills for your customers and earn commission as you transact. • Keep track of your business outlets' performance. • Upgrade your accounts to do even more without limits. • Buy airtime, Data and earn. • Live chat with customer support. • Earn when you refer a friend to join Payvice banking services. • No more disconnections on your cable TV. You can recharge at ease. What's NEW • Now you can instantly fund your outlets by simply doing a fund transfer from your bank app to the virtual accounts assigned to your account. • Perform more transactions as a merchant. • Monitor your daily, weekly and monthly performance. • Create new outlets and import your existing outlets, which means you can manage all your stores with just one account. • Bank account opening made easy. • Enjoy a special experience with our dark mode feature. • Secure your app with the unique pattern lock. Your security is our top priority. We are a CBN licensed financial Technology Contact us We are always happy to hear your feedback, questions or concerns.
Tobopay
Manage all your financial transactions in one place. Easily pay bills, convert airtime to cash, buy data, and send or receive money instantly. This secure and reliable platform acts as your personal financial assistant for hassle-free payments.
- Pay bills on time
- Convert airtime to cash
- Buy airtime and data
- Send and receive money
- Cable TV payments
- Secure transactions
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Take control of your finances with Tobopay, the ultimate payment companion! Tired of juggling multiple bills, airtime, and money transfers? Tobopay simplifies your life by bringing everything under one roof. With our easy-to-use app, you can: - Pay bills on time, every time - Instantly convert airtime to cash - Buy airtime and data for yourself or loved ones - Send and receive money instantly - Enjoy seamless cable TV payments Tobopay is more than just a payment app - it's your personal financial assistant. Our secure and reliable platform ensures your transactions are fast, easy, and protected. Download Tobopay today and experience the power of hassle-free payments! Your feedback matters! Feel free to share your thoughts and suggestions through our various channels to help us serve you better. Contact: helpdesk@tobopay.co Website: https://tobopay.co X: https://twitter.com/tobopay Instagram: https://instagram.com/tobopay Facebook: https://facebook.com/tobopay
Screenshots
Verdict
Payvice Avantus and Tobopay both sit at 2.9 stars, but that hides the real split: 50% of Tobopay's written reviews are positive against 0% of Payvice Avantus's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 2.9 for Payvice Avantus against 3.0 for Tobopay. Both are backed by a comparable volume of ratings — 8 and 6 respectively. Written reviews are what separate them: 0% of Payvice Avantus's written reviews are positive against 50% of Tobopay's.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | Payvice Avantus | Tobopay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (8 ratings) | 3.0 (6 ratings) — better |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 8 — better | 6 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 89 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | Itex Integration Services | TBP TECHNOLOGIES LTD |
Customer experience
Payvice Avantus
Tobopay
In-app purchases
Payvice Avantus
No in-app purchases
Tobopay
No in-app purchases
