KongaPay vs Payvice Avantus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KongaPay
This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.
- Instant money transfers
- Bill and subscription payments
- Savings with interest
- Loyalty rewards on balance
- Discounts on Konga.com
- Business tools for vendors
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KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.
Payvice Avantus
Manage personal and business finances with this all-in-one mobile banking solution. Perform seamless transfers, smart savings, secure payments, and access powerful business tools. It offers bill payments, fund transfers, and business account management.
- Seamless transfers
- Smart savings
- Secure payments
- Business tools
- Bill payments
- Fund transfers
- Business account management
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Payvice in partnership with Avantus Microfinance Bank, is your all-in-one mobile banking solution designed to simplify your finances, whether personal or business. From seamless transfers and smart savings to secure payments and powerful business tools, Payvice puts you in total control of your money, anytime, anywhere. Payvice is an easy-to-use banking app for bill payments, transfers, and withdrawals. With over 30 bills listed, an easy and fast withdrawal and funds transfer process, and new amazing features, you are guaranteed a successful personal and business banking experience. More about Payvice Banking • Manage your existing Payvice business account and or add more outlets to your business. • New businesses can join Payvice in a few easy steps. • Easy Withdrawal using cards, NQR and USSD. • Fund Transfer to all banks and financial institutions listed on NIBSS Instant Payment. • Pay all available bills for your customers and earn commission as you transact. • Keep track of your business outlets' performance. • Upgrade your accounts to do even more without limits. • Buy airtime, Data and earn. • Live chat with customer support. • Earn when you refer a friend to join Payvice banking services. • No more disconnections on your cable TV. You can recharge at ease. What's NEW • Now you can instantly fund your outlets by simply doing a fund transfer from your bank app to the virtual accounts assigned to your account. • Perform more transactions as a merchant. • Monitor your daily, weekly and monthly performance. • Create new outlets and import your existing outlets, which means you can manage all your stores with just one account. • Bank account opening made easy. • Enjoy a special experience with our dark mode feature. • Secure your app with the unique pattern lock. Your security is our top priority. We are a CBN licensed financial Technology Contact us We are always happy to hear your feedback, questions or concerns.
Screenshots
Verdict
The clearest difference is review sentiment: KongaPay at 52% against Payvice Avantus's 0%. KongaPay also leads on rating (4.4 vs 2.9) and ratings volume (149 vs 8). Payvice Avantus's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KongaPay holds the better App Store score, 4.4 against 2.9. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 0% of Payvice Avantus's.
KongaPay ships an update fortnightly, Payvice Avantus every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | KongaPay | Payvice Avantus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (149 ratings) — better | 2.9 (8 ratings) |
| Positive reviews | 52.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 149 — better | 8 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 103 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Konga Online Shopping Limited | Itex Integration Services |
Customer experience
KongaPay
Payvice Avantus
In-app purchases
KongaPay
No in-app purchases
Payvice Avantus
No in-app purchases
Questions
Is KongaPay free?
Is Payvice Avantus free?
Which has better reviews, KongaPay or Payvice Avantus?
Do KongaPay or Payvice Avantus have ads?
Which is updated more often, KongaPay or Payvice Avantus?
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