Comparison

Loan One Mobile Access vs Neocash Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan One Mobile Access

Manage your home loan account on the go. Easily pay bills, transfer funds across Australia, and redraw from your home loan account with daily limits. Enjoy secure access to your account balance and transaction history.

Highlights
  • Pay bills
  • Transfer funds
  • Access account balance
  • View transaction history
  • Redraw funds from home loan
  • Secure account access
Features
Read full description

Mobile Access from Loan One is here! Pay bills and transfer funds to anywhere in Australia Access your account balance and transaction history whenever you want Redraw funds from your home loan account, fast Transfer up to $10,000 a day It's safe, protecting you and your account information By using Loan One Mobile Access you agree to our Terms and Conditions as set out at https://online.originmms.com.au/ib/loanone/Terms

About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Screenshots

Loan One Mobile Access4 screens
Neocash Mobile4 screens

Verdict

The call

The clearest difference is rating: Neocash Mobile at 3.7 against Loan One Mobile Access's 1.0. Neocash Mobile also leads on review sentiment (14% vs 0%) and ratings volume (6 vs 1). Loan One Mobile Access's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Neocash Mobile holds the better App Store score, 3.7 against 1.0. That said, the two scores are not equally well evidenced: Neocash Mobile has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Loan One Mobile Access's written reviews are positive against 14% of Neocash Mobile's.

UpkeepUpdate frequency

Loan One Mobile Access ships an update monthly, Neocash Mobile every 3 weeks. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Loan One Mobile Access versus Neocash Mobile: the parameters behind the verdict, then further details
ParameterLoan One Mobile AccessNeocash Mobile
PriceFreeFree
Rating1.0 (1 ratings)3.7 (6 ratings) — better
Positive reviews0.0% of reviews14.3% of reviews — better
Number of ratings16 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size73 MB159 MB
Age rating4+17+
DeveloperOrigin Mortgage Management Services Pty LtdShephard Trust Bank

Customer experience

Loan One Mobile Access

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

In-app purchases

None

Loan One Mobile Access

No in-app purchases

None

Neocash Mobile

No in-app purchases

Questions

Is Loan One Mobile Access free?
Loan One Mobile Access is free to download, with no in-app purchases.
Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Which has better reviews, Loan One Mobile Access or Neocash Mobile?
Neocash Mobile is rated higher. Loan One Mobile Access averages 1.0 out of 5 from 1 ratings, while Neocash Mobile averages 3.7 from 6 ratings.
Do Loan One Mobile Access or Neocash Mobile have ads?
Neither Loan One Mobile Access nor Neocash Mobile shows ads.
Which is updated more often, Loan One Mobile Access or Neocash Mobile?
Loan One Mobile Access ships an update monthly, and Neocash Mobile every 3 weeks. Most recently, Loan One Mobile Access was updated on October 6, 2026 and Neocash Mobile on October 24, 2026.

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