Dime vs Settle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dime
This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.
- 100% free forever
- Insightful expenditure breakdowns
- Budget creation and tracking
- Recurring expense management
- iCloud sync across devices
- Custom expense input reminders
- Biometric data protection
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Why You’ll Love Dime: • 100% free forever, with no paywall or ads. • Beautifully iOS-centric design, with simplicity at its core. • Insightful expenditure breakdowns over various time periods. • Create budgets based on expense categories and stick to them. • Create recurring expenses with custom time frames. • Sync your expenses, categories and budgets with other devices via iCloud. • Custom reminders to input your expenses. • Biometric authentication to protect your data. • Home screen quick actions make capturing new expenses a breeze. • A gorgeous night theme for dark mode fanatics. • Informative home and lock screen widgets keep you updated at a glance. Dime was built by a solo student developer looking to kickstart his programming journey. If you have any questions or feedback, feel free to get in touch through the app or via Instagram @camerafael. Start monitoring your expenditure and take ownership over your finances with Dime.
Settle
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Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.
Screenshots
Verdict
The clearest difference is in-app purchases: Settle at none against Dime's 3. Dime's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Dime sells 3 one-off in-app purchases. Settle asks for nothing beyond the download.
Dime ships an update every 3 weeks, Settle every 2 weeks. The most recent releases landed on October 9, 2026 and September 14, 2026 respectively.
| Parameter | Dime | Settle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (315 ratings) — better | — |
| Positive reviews | 90.0% of reviews | — |
| Number of ratings | 315 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 32 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Rafael Soh | Yashvardhan Bhardwaj |
Bugs and requests
Dime
Reported bugs
3 issues- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected
Requested features
6 requests- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization
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- Add ability to create multiple accounts
Settle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Dime
- Small Tip$2.99
- Medium Tip$4.99
- Large Tip$7.99
Settle
No in-app purchases









