Five Lakes vs PayProof Inc
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Five Lakes
Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.
- Program progress review
- Enrolled account management
- Client Success Team connection
- Personal finance tips
- Financial journey inspiration
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- Review your program's progress and enrolled accounts - Connect easily with Five Lakes's Client Success Team - Receive personal finance tips and inspiration for your financial journey
PayProof Inc
This platform tracks real payment behavior to build trust and improve financial access. It connects dealerships, consumers, and recovery agents with features like AI risk alerts and live vehicle tracking.
- Real Payment Intelligence Engine
- AI Risk Alerts
- Live Vehicle Tracking
- Dealer + Consumer Sync
- Recovery Marketplace
- Build payment score
- Track payment history
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PayProof is the first platform built to track real payment behavior, not just credit scores. Designed for Buy Here Pay Here dealerships, consumers, and recovery agents, PayProof connects the entire ecosystem into one powerful system. DEALERS: • Know your customer before the deal • Track real payment behavior • Reduce repossessions • Eliminate expensive GPS hardware • Receive AI-powered risk alerts CONSUMERS: • Build a real payment score • Track your payment history • Unlock better approvals • Stay connected to your vehicle RECOVERY AGENTS: • Locate vehicles instantly • Access recovery opportunities • Receive real-time alerts • Communicate directly with dealers FEATURES: • Real Payment Intelligence Engine • AI Risk Alerts • Live Vehicle Tracking • Dealer + Consumer Sync • Recovery Marketplace Proof of Payment. Proof of Trust. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Five Lakes at none against PayProof Inc's 2. Five Lakes also leads on ratings volume (4.8K vs 1). PayProof Inc's advantage is iOS requirement (13.0 vs 15.1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayProof Inc sells 2 in-app purchases, starting at $9.99 per month. Five Lakes asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Five Lakes against 5.0 for PayProof Inc. That said, the two scores are not equally well evidenced: Five Lakes has 4.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 93% of Five Lakes's written reviews are positive against 100% of PayProof Inc's.
Five Lakes ships an update weekly, PayProof Inc every 6 days. The most recent releases landed on September 25, 2026 and September 18, 2026 respectively.
| Parameter | Five Lakes | PayProof Inc |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.8K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 92.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.8K — better | 1 |
| Update frequency | Weekly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 75 MB | 16 MB |
| Age rating | 17+ | 4+ |
| Developer | Sergio Rabiela | West Dukes |
Customer experience
Five Lakes
PayProof Inc
Bugs and requests
Five Lakes
Reported bugs
1 issue- The app not working since last update
Requested features
2 requests- Dark mode option
- Advanced analytics dashboard
PayProof Inc
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Five Lakes
No in-app purchases
PayProof Inc
- PayProof Standard$9.991 Month
- PayProof Premium$19.991 Month
Questions
Is Five Lakes free?
Is PayProof Inc free?
Which has better reviews, Five Lakes or PayProof Inc?
Do Five Lakes or PayProof Inc have ads?
Which is updated more often, Five Lakes or PayProof Inc?
Other comparisons
