Five Lakes User Reviews

Customer Experience

Positive experience92.3% of reviews
Neutral2.4% of reviews
Negative experience5.2% of reviews

~ Based on 248 written reviews from the US App Store.

What users say

Is Five Lakes Safe?

Five Lakes appears safe based on user ratings. AppsHunter Safety Score for Five Lakes is 98/100.

This assessment is based on 4,637 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.7% of ratings point to a safe experience
0.6% of ratings suggest some concerns
0.7% of ratings point to a risky experience

~ Based on 4,637 App Store ratings for Five Lakes.

Is Five Lakes Legit?

Five Lakes appears to be a legitimate app. AppsHunter Legitimacy Score for Five Lakes is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Funds Mismanaged and Ridiculous Payment Prices. AVOID FIVE LAKES.

You will begin at an easy amount to pay, then Five Lakes will mismanage your money, causing your payments to double or triple without warning. I am quite literally making a rent payment to Five Lakes. I ask them for help and I stay on the phone with them for over an hour for them to say they can't do anything. Agents are nice, but these resolution offiers are terrible.
I'm close to being out of this terrible program and I've seriously regretted every second of it. Don't do it.
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Very pleased

We’ve been in the program for about 4 months. Everything they told us in the beginning has proven to be up front and on point. We feel relieved and we are making progress.

Entire Business

I went in thinking that it was a scam, glad I sticker through it. I am a Marine Corps vet and once I got out, I left with nothing much in my bank account. Relying on my credit card to survive. As time went on, was unable to make the minimum payments of $800 on the credit card. Saw Five Lakes on an IG add, submitted my information, and even though my credit took a hit, I’ve been able to pay off my debt in a more affordable rate.
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Response from developer

Thank you for sharing your journey with us. We're so glad to hear that you found a more manageable way to tackle your debt, and we appreciate your service to our country. Your commitment to financial freedom is inspiring, and we're honored to be part of your path forward. β€” The Five Lakes Team

Easy, Fast, Fair, and Protected

They do all the leg work! They have lawyers make the agreements so you have support if anyone tries to come after you. Hands down the place to go! Friends used other debt repair co.’s and still got sued and had to pay for lawyers. Don’t look further than Five Lakes!

Easy and organized!

This app is a great easy to see what is happening in your account and allows you to make additional deposits. I love it.

New Client

I lost my job in Nov 2026, savings went fast and to convert to using my credit cards to fend the bills and other household expenses to include high priced gas my debt grew. I searched BBB & there they were #1 πŸ˜ŠπŸ‘πŸ½ After making the call my confidence grew. They were soooo Professionally kind, compassionate and extremely understanding. The accessible account has increased my confidence of their able because of their transparency to processing and capability online. So even though the creditors are calling, writing and threatening, I’m safe now, I feel God has lead me into a relationship with The Five Lakes Team to handle negotiations and intercede for my success. .When it’s all over they will have completed more than a 5 ⭐️⭐️⭐️⭐️⭐️ πŸ™πŸ½ job as far I’m concern !!β™₯️β™₯️🌹
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Response from developer

Hi there, Thank you for sharing your experience! We're pleased to hear that our team has provided you with the support and transparency you needed during this challenging time. Your confidence in us means a lot, and we're here to assist you on your journey towards financial freedom. β€” The Five Lakes Team

The best

The lawyers are all well informed and very knowledgeable and awesome to work with friendly from start to finish

Debt consolidation

I have enrolled into the program due to the fact that I have become a victim of credit card debt unfortunately and falling into the pitfall that most Americans fall into. Five Lakes so far has been wonderful in their support and guidance throughout this whole process and with their continued support I should be breaking out of these financial chains soon enough.
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PM

Do your part and trust the process..

Great app

App is very easy to use and always accurate to the penny. They’ve helped me tremendously with debt I accrued after losing my job secondary to a life changing injury. They’re a great company to deal with and make getting out of crippling debts easy.

Excellent Service!!!

Five Lakes has been good to me and has provided me excellent service through the app and in person over the phone. They have turned my life around and I highly recommend them to anyone in need of help. I cannot thank you guys enough.

They work for you

I’m very happy with the service. I’ve been working with them for a few years now and this has actually helped me a lot. My debt is going down slowly but surely and I’m very happy with the service. They have done everything that they promised.

Smooth Process

Five Lakes has been handling my accounts for about two years now. I am so grateful for the help I’ve been receiving. The app is easy to navigate and the agents do a good job explaining offers and the next steps. Thanks!

Love it

The app is easy to use and it is SO nice having five lakes on my team working to help me tackle my debt!

Great service

I have been using 5 lakes for a couple years now and have had to extend or change a payment or date! They have been very passionate and helpful

Highly Recommend

To anyone going through unexpected Financial hardship. The Five Lakes Firm surely makes it easier to deal with sudden economical changes. Thank you.

Grateful

Seeing me getting my debts paid along with a trusted partner with me like Five lakes renews my confidence in myself and my future! Thank you so much Five Lakes!

I was on a path to nowhere till five lakes

Great people i wasn’t a typical customer but i was taken in and we found a way to improve my situation and I’ve stuck with them this long I’ll stick it out till done now. Everything is right there so you know how your case is going. There is real people there they talk to you and assure you that they can help. I’ve always talked with someone and never been disappointed they are fixing what i myself had no chance of doing alone. I done deal w debtors no more letters no calls coming in this means the world to myself I have had no stress since I came to them at all. They do exactly what they say they can and without them I would probably be on the streets or at least lost or sold everything to stay ahead but I didn’t. All I had to do was call and try to hear them out and trust them and what they have planned. I was relieved to even hear the words yes we can help you. It was a godsend to get a chance at stability a future without the mess I made over the years. Someone actually wanted to help me out when nobody else would. So five lakes took me in and I’ve never had to ask anything of them because they are there to help me , you too and even the ones that are too embarrassed to pick up the phone and call, do it if your thinking of needing help what do I do? You should take a hour make a call and believe in the process it’s not all about give me your money! It’s not to shame you it’s to do what most don’t do. Give care and offer us all help you can do it just tell them the truth your in a bad spot and need help. You too can be happy again I guarantee days and weeks later you will feel like a new person I do and it’s all because of Five Lakes and the wonderful staff and just to have someone care not tons just care about another person in need. Call Five Lakes before it’s too late you really don’t know what some will do. It’s a wonderful change to my life I can’t thank them enough. Now don’t you think it’s your turn ? Do it if you read this then you do it now you are at the right place just do it.
Thanks again to the entire staff good people are hard to find and it’s a honor to be able to sign on with Five Lakes keep doing what you do best it’s well worth what you do for us.
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Response from developer

Hi there, These are the types of reviews we strive for! Thank you for taking the time to share your experience. We're grateful to hear that our team has made such a positive impact on your journey to financial stability. Your trust in us means a lot, and we’re here to support you every step of the way! β€” The Five Lakes Team

5 Stars!!

As an educator who was looking for someone who cared about me and how I could make life better for my family, they came right on time! Easy to understand, kept me in the loop and I see the light at the end of the tunnel! Thank youπŸ€—

soo good these accredited and 5 Lakes law people

awesome people and app