Saves us time and gets info to us quickly
We can check our accounts status at any time. It also allows us to get info and reply when necessary quickly. All our information is at our fingertips. The AP is very easy to follow and find what you’re looking for.
Best decision
I’m so happy for making the decision to pay off my debt through Five Lakes. The staff is knowledgeable and helpful with crafting the negotiations. I can’t wait until my debt is paid in full.
Wow
I was really in a tough spot, and Five Lakes made the process as easy and simple as it could’ve been. It took a few years to get all of my debt resolved, but Five Lakes kept me in the loop every step of the way, and the app was super helpful throughout the entire process. It feels great to finally have it all behind me. Thank you, Five Lakes!!!!
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I feel like they really working for me.
I don’t know the outcome, but for now I feel really comfortable knowing five lakes is doing what they said they were going to do. Great communication and up to date information in my app. I tried other companies before, but never felt at ease as I do now. Nice people to chat with also.
FLL Debt Relief Program
I was skeptical about a program like this but It was legit, easy, and well worth it. Reduced my monthly payments more than half of what I owed a month on all my credit cards. Had to stop making payments on the credit cards, (which was scary) till FLL was able to take them over and do their thing. So I was getting calls by creditors at the beginning like crazy but they eventually stopped after telling them to go through Five Lakes Law. My score dropped tremendously, but it started to rise back up and it was probably the best decision I could’ve made. Almost got them all paid off in two years. It was my last resort but I only got a little bit to go! Overall I’m doing a lot better financially!
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Response from developer
Thank you for sharing your experience! We're thrilled to hear that our program has significantly reduced your monthly payments and helped you regain control of your finances. It's wonderful to know that you're on the path to being debt-free and feeling better overall. — The Five Lakes Team
Peace
Since I started with 5 Lakes i finally feel at peace with my finances. It helps so much having a buffer between the collection calls and myself. I have a ways to go yet but it finally feels like I can breathe.
Working for me
I am trying to get a heloc loan to pay off the remaining creditors
A Teacher’s Heart
I’m grateful I saw an ad for “The Debt Free Teacher” on Instagram. It led me to Five Lakes and that led me one step closer yo being debt free of a debt that all began with a horrific event happening to me as a single mother who is also a teacher/educator. The people talked to me kindly and I understood what they were explaining to me. I really believe that this is a great opportunity for teachers like myself to start a fresh beginning.
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Thank you
I love the lowering of my debt with the negotiations but it still makes me sick that my credit is shot for the time being. With that said thank you for your efforts.
Stanley Harris
I am very pleased with the company and the support. Excellent.
Funds Mismanaged and Ridiculous Payment Prices. AVOID FIVE LAKES.
You will begin at an easy amount to pay, then Five Lakes will mismanage your money, causing your payments to double or triple without warning. I am quite literally making a rent payment to Five Lakes. I ask them for help and I stay on the phone with them for over an hour for them to say they can't do anything. Agents are nice, but these resolution offiers are terrible.
I'm close to being out of this terrible program and I've seriously regretted every second of it. Don't do it.
I'm close to being out of this terrible program and I've seriously regretted every second of it. Don't do it.
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Very pleased
We’ve been in the program for about 4 months. Everything they told us in the beginning has proven to be up front and on point. We feel relieved and we are making progress.
Entire Business
I went in thinking that it was a scam, glad I sticker through it. I am a Marine Corps vet and once I got out, I left with nothing much in my bank account. Relying on my credit card to survive. As time went on, was unable to make the minimum payments of $800 on the credit card. Saw Five Lakes on an IG add, submitted my information, and even though my credit took a hit, I’ve been able to pay off my debt in a more affordable rate.
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Response from developer
Thank you for sharing your journey with us. We're so glad to hear that you found a more manageable way to tackle your debt, and we appreciate your service to our country. Your commitment to financial freedom is inspiring, and we're honored to be part of your path forward. — The Five Lakes Team
Easy, Fast, Fair, and Protected
They do all the leg work! They have lawyers make the agreements so you have support if anyone tries to come after you. Hands down the place to go! Friends used other debt repair co.’s and still got sued and had to pay for lawyers. Don’t look further than Five Lakes!
Easy and organized!
This app is a great easy to see what is happening in your account and allows you to make additional deposits. I love it.
New Client
I lost my job in Nov 2026, savings went fast and to convert to using my credit cards to fend the bills and other household expenses to include high priced gas my debt grew. I searched BBB & there they were #1 😊👏🏽 After making the call my confidence grew. They were soooo Professionally kind, compassionate and extremely understanding. The accessible account has increased my confidence of their able because of their transparency to processing and capability online. So even though the creditors are calling, writing and threatening, I’m safe now, I feel God has lead me into a relationship with The Five Lakes Team to handle negotiations and intercede for my success. .When it’s all over they will have completed more than a 5 ⭐️⭐️⭐️⭐️⭐️ 🙏🏽 job as far I’m concern !!♥️♥️🌹
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Response from developer
Hi there, Thank you for sharing your experience! We're pleased to hear that our team has provided you with the support and transparency you needed during this challenging time. Your confidence in us means a lot, and we're here to assist you on your journey towards financial freedom. — The Five Lakes Team
The best
The lawyers are all well informed and very knowledgeable and awesome to work with friendly from start to finish
Debt consolidation
I have enrolled into the program due to the fact that I have become a victim of credit card debt unfortunately and falling into the pitfall that most Americans fall into. Five Lakes so far has been wonderful in their support and guidance throughout this whole process and with their continued support I should be breaking out of these financial chains soon enough.
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PM
Do your part and trust the process..
Great app
App is very easy to use and always accurate to the penny. They’ve helped me tremendously with debt I accrued after losing my job secondary to a life changing injury. They’re a great company to deal with and make getting out of crippling debts easy.
