Comparison

OneMoney vs みんなのお金

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneMoney

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.

Highlights
  • Track stocks, mutual funds, and crypto
  • Wealth ranking among users
  • Advanced analytics charts
  • Monthly and annual reports
  • Visualize FIRE progress
  • No bank linking for security
  • Offline functionality
Features
Read full description

◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors  "Portfolio management made easy" • ISA, IRA, 401(k) Holders  "Easy to track investment returns" • FIRE Seekers  "I can visualize wealth-building progress" • Privacy-Conscious Users  "Chose this for security" • Aspiring High-Net-Worth Individuals  "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up  "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors  "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts  Visualize by day, week, month, or year  All 4 chart types free: line, area, bar, and ratio • Portfolio Management  Pie charts & heatmaps for allocation  Daily, monthly, yearly comparisons • Custom Categories  Stocks, crypto, retirement & more • Assets & Liabilities Together  Auto-calculated net worth • Input History  View, edit & delete past entries • CSV Import/Export  Migrate from other apps • Dark Mode  Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy

About

みんなのお金

This app helps you plan your financial future by simulating life and money scenarios. Easily create detailed plans to achieve your life goals and ensure financial stability. Visualize future income, expenses, and risks to check your current financial health.

Highlights
  • Life and money plan simulation
  • Easy input for plan creation
  • Detailed settings for flexible plans
  • Visualize income, expenses, and risks
  • Set financial goals
  • Premium features available
Features
Read full description

「みんなのお金」は、あなたのお金の人生設計をサポートするアプリです。 【みんなのお金 ライフプラン】 ライフプラン/マネープランのシミュレーションを行えます。 煩わしい計算やファイナンシャルプランナーへの相談が不要で、詳細なライフプランの作成できます。 人生の夢を叶えるためや、充実した人生を過ごすために、お金の人生計画が重要です。 将来の収支やリスクを視覚的に把握し、現状の資金計画で問題ないかチェックしましょう! 【こんな方におすすめ】 ・ 将来のお金に不安がある ・ NISA(ニーサ)・iDeCo(イデコ)・FIRE(ファイア・ファイヤー)に興味がある ・ ファイナンシャルプランナーの相談が面倒・時間がない ・ エクセルで収支管理をしているが、より高機能なツールを使いたい ・ 金融リテラシー(マネーリテラシー)を向上させたい 【アプリの特徴】 - 簡単入力でライフプラン作成 「ヒト」「資産」「生活」の情報を入力するだけで、簡単にライフプラン/マネープランを作成できます。 - 詳細設定で柔軟なマネープラン 結婚・子育て・住宅購入・老後資金・転職・投資(NISA・iDeCo・株式・不動産・投資信託・積立投資)を細かく設定可能。 多様な自分自身の人生を反映させることができます。 - 収支とリスクをグラフ化 収支・資産の年表グラフや収支表を表示可能です。 「○歳までに、○万円資産形成する」といった目標金額の設定も可能です。 【プレミアムプラン】 より多くの便利な機能をご利用いただけるサブスクリプションを提供しています。 プレミアムプランでできること: ・複数のライフプランを作成 ・パラメーターを細かく設定して、より正確なプランを作成 ・毎年の資産状況やローン残高を確認 ・ライフプラン表をPDFで出力 ・データの自動バックアップ&端末間の同期 ・アプリ内の広告を非表示 ※ご購入いただくと、複数の端末でプレミアム機能をご利用いただけます。 このアプリはファイナンシャルプランナー監修のもと開発されています。 皆さまのご意見・ご感想をアプリレビューでお聞かせください!

Screenshots

OneMoney4 screens
みんなのお金4 screens

Verdict

The call

The clearest difference is ads: みんなのお金 at none against OneMoney's shown. OneMoney's advantage is review sentiment (76% vs 66%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneMoney sells 2 in-app purchases, starting at $1.99 per month and みんなのお金 sells 1 in-app purchase, starting at $22.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OneMoney ships an update weekly, みんなのお金 every 10 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 6 level
OneMoney versus みんなのお金: the parameters behind the verdict, then further details
ParameterOneMoneyみんなのお金
PriceFreeFree
Positive reviews76.2% of reviews — better65.5% of reviews
Update frequencyWeekly — betterEvery 10 days
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size48 MB86 MB
Age rating4+4+
DeveloperJunta ShojiShare Data LLC

Customer experience

OneMoney

Written reviews21 reviews
Positive76.2%
Neutral9.5%
Negative14.3%

みんなのお金

Written reviews29 reviews
Positive65.5%
Neutral20.7%
Negative13.8%

In-app purchases

2 purchases

OneMoney

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$22.991 Year
1 purchases

みんなのお金

Subscriptions1
  • プレミアムプラン_1年$22.991 Year

Questions

Is OneMoney free?
OneMoney is free to download, with in-app purchases available.
Is みんなのお金 free?
みんなのお金 is free to download, with in-app purchases available.
Do OneMoney or みんなのお金 have ads?
OneMoney shows ads; みんなのお金 does not.
Which is updated more often, OneMoney or みんなのお金?
OneMoney ships an update weekly, and みんなのお金 every 10 days. Most recently, OneMoney was updated on October 23, 2026 and みんなのお金 on October 24, 2026.

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