Staax vs ChipInPool

Staax lets you pay and get paid in fractional shares of stock for everyday transactions. We make investing in stocks social, and allow you to embed investing into your lifestyle. On Staax you can send your friends as little as $1 of stock for dinner last night, phone bill, or coffee! Start building your portfolio with friends today. INTRODUCING PAYMENTS IN STOCKS: Staax lets you build your portfolio just by getting paid back by your friends. Instead of getting paid back in cash for reimbursements, you can choose to get paid in any of your top five favorite stocks. You can change your mind and swap out for cash as well, if you prefer to receive a different stock or later invest it at a different date. We encourage everyone to focus on the long-term benefits of investing, and contributing to their portfolio in a diverse and frequent way. NO FEES: We take $0 commission on stock / ETF trading and payments. There will be no fees regardless of the dollar ($) amount transacted or invested. FRACTIONAL SHARES: Invest, send and receive as little as $1. Invest in the companies you believe in with fractional shares, without any pressure to buy whole shares of stock. BECOME SOCIAL: Receive access to a rolling feed of real-time transactions that are happening within your community, where you can engage in conversation by “liking” and “commenting”. Check out what stocks people are sending, receiving, and investing in. Follow your friends, and gain insight on their favorite stocks. Directly invest in your friends every time you pay them back, and contribute to their long-term portfolio. Learn to invest in a social environment! EXPLORE: Search for friends, stocks, and ETFs on the explore page. Check out what’s trending, and keep up to date on current events by getting access to in-app news article links. SAFE AND SECURE: At Staax, we’ve got your back, and we hold privacy and security to the highest standards. We use bank-level security, SSL and 256-bit encryption to ensure your information is fully protected. We use Plaid to link your bank accounts, which is a safe and secure way to transfer your funds into Staax. Our brokerage partner Alpaca is a member of FINRA and SIPC, and your account is protected up to $500,000.

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.