PayGram Corp vs ChipInPool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayGram Corp
This digital finance platform allows users to send money globally using debit cards, ACH, and digital wallets. It functions as a secure store of value for your funds.
- Global money transfers
- Debit card payments
- ACH electronic payments
- Digital wallet functionality
- Store of value
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Send Money Across the World. Digital Finance Platform: Enabling Payments with Debit Card, ACH (electronic payment), and Digital Wallet. A Store of Value
ChipInPool
Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.
- Pool funds for trips, events, and gifts
- Virtual Visa card for spending
- Pay Me Back links for easy collection
- Spend Now Marketplace with discounts
- Wallet and bank transfers
- Smart auto-contributions
- Real-time notifications
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ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.
Screenshots
Verdict
The clearest difference is rating: ChipInPool at 5.0 against PayGram Corp's 4.5. ChipInPool also leads on update cadence (every 5 days vs every 3 months). PayGram Corp's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ChipInPool holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively.
PayGram Corp ships an update every 3 months, ChipInPool every 5 days. The most recent releases landed on June 5, 2026 and June 2, 2026 respectively.
| Parameter | PayGram Corp | ChipInPool |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 45 MB | 40 MB |
| Age rating | 17+ | 12+ |
| Developer | PayGram Corporation | Jordan Pollard |
Customer experience
PayGram Corp
ChipInPool
In-app purchases
PayGram Corp
No in-app purchases
ChipInPool
No in-app purchases









