Comparison

PayGram Corp vs ChipInPool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayGram Corp

This digital finance platform allows users to send money globally using debit cards, ACH, and digital wallets. It functions as a secure store of value for your funds.

Highlights
  • Global money transfers
  • Debit card payments
  • ACH electronic payments
  • Digital wallet functionality
  • Store of value
Features
Read full description

Send Money Across the World. Digital Finance Platform: Enabling Payments with Debit Card, ACH (electronic payment), and Digital Wallet. A Store of Value

About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

Screenshots

PayGram Corp4 screens
ChipInPool4 screens

Verdict

The call

The clearest difference is rating: ChipInPool at 5.0 against PayGram Corp's 4.5. ChipInPool also leads on update cadence (every 5 days vs every 3 months). PayGram Corp's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ChipInPool holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

UpkeepUpdate frequency

PayGram Corp ships an update every 3 months, ChipInPool every 5 days. The most recent releases landed on June 5, 2026 and June 2, 2026 respectively.

Scorecard3 real differences · 7 level
PayGram Corp versus ChipInPool: the parameters behind the verdict, then further details
ParameterPayGram CorpChipInPool
PriceFreeFree
Rating4.5 (2 ratings)5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings24 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size45 MB40 MB
Age rating17+12+
DeveloperPayGram CorporationJordan Pollard

Customer experience

PayGram Corp

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

ChipInPool

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PayGram Corp

No in-app purchases

None

ChipInPool

No in-app purchases

Questions

Is PayGram Corp free?
PayGram Corp is free to download, with no in-app purchases.
Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Which has better reviews, PayGram Corp or ChipInPool?
ChipInPool is rated higher. PayGram Corp averages 4.5 out of 5 from 2 ratings, while ChipInPool averages 5.0 from 4 ratings.
Do PayGram Corp or ChipInPool have ads?
Neither PayGram Corp nor ChipInPool shows ads.
Which is updated more often, PayGram Corp or ChipInPool?
PayGram Corp ships an update every 3 months, and ChipInPool every 5 days. Most recently, PayGram Corp was updated on June 5, 2026 and ChipInPool on June 2, 2026.

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