Good With vs Spendz

Money doesn’t have to be scary. Good With is the award-winning financial health & wellbeing app that makes money feel simple, personal, and stress-free. BUILT FOR PEACE OF MIND Whether it's 2 minutes after dropping the kids to school or part of your Sunday evening reset, users feel significantly less anxious and more confident with their money using Good With. WHAT USERS SAY • “Great for people with anxiety – it made me feel calm and reassured” (Danny, 19) • “Lessons made me reflect on my spending habits” (Alice, 28) • “Never feels repetitive” (Harry, 23) HOW IT HELPS YOU Let’s be honest: nobody likes budgeting. Our brains treat uncertainty about money as a threat, often keeping us stuck in cycles of anxiety or decision paralysis. But it doesn't have to be that way. With just 2 minutes of Good With a day, now you can: • Track your financial health, as you would with health or sleep • Understand how your thoughts and feelings impact spending • Make confident money decisions with mental clarity • Build mindful money habits that stick • Learn your way – short, tailored, and relevant HOW IT WORKS Securely hook up your bank accounts (we never see or store your credentials) and answer science-backed questions to see how your thoughts, feelings, and behaviours influence your spending. Good With then delivers personalised, bite-sized insights, suggestions, and learning – helping you build a sustainable financial self-care routine. BACKED BY SCIENCE Good With combines Cognitive Behavioural Therapy (CBT) with other evidence-based frameworks to help you rewire the link between emotions and spending. Recognise triggers, challenge anxious thoughts, and build mindful money habits that last. Co-designed with a team of expert behavioural scientists, Good With is supported by leading accelerators and institutions including Google for Startups, Barclays Eagle Labs, NatWest Accelerator, and Creative Destruction Lab (Oxford University), and developed in collaboration with academic and public-interest partners such as the University of Plymouth, University of Exeter, and Health Innovation South West. PRIVATE & SECURE • Data-encrypted to bank standards • No human sees your info directly linked to your account • No ads – your data is always yours • Read-only access – we can’t touch your money • Data collected to personalise your learning and keep the app fair for everyone • Progress shared only with your consent – to prove credit readiness to banks and lenders FREE FOREVER We partner with UK banks and building societies to give you free access – now and always. Because money confidence shouldn’t cost a thing. LEGAL STUFF Good With’s services are intended for educational purposes and do not constitute financial advice. Good With acts as an agent of TrueLayer, who provides the regulated Account Information Service, and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Read our full Privacy Policy: https://www.goodwith.co/privacy_policy

Spendz – Take control of your daily spending Spendz is a simple, powerful daily budget app designed to help you spend smarter, stay in control, and save without thinking about it. No complicated spreadsheets. No overwhelming monthly budgets. Just a clear daily amount that keeps you on track. WHY SPENDZ? Most budgeting apps tell you what you already spent. Spendz shows you what you can safely spend today — and how today affects your future. KEY FEATURES SMART DAILY SPENDING Set a monthly budget and let Spendz calculate your safe daily limit so you always know where you stand. SMART CAPS Create custom weekday and weekend spending limits to match your real lifestyle. FUTURE BALANCE See how today’s spending impacts next month before you buy — no more surprises. PRIVATE MODE Hide your exact balance and view simple status indicators instead — perfect for using your app anywhere with confidence. MINIMAL MODE A clean, distraction-free view that shows only what you need. AUTO-SAVE PIGGY BANK Spend less than your cap? The leftover is automatically moved into your savings. WIDGETS Track your daily budget straight from your Home Screen or Lock Screen. NIGHT MODE A beautiful dark theme that’s easy on the eyes. BUILT FOR REAL LIFE Spendz is designed for people who: • Want control without complexity • Live paycheck to paycheck • Overspend without realising • Want to build savings automatically • Hate traditional budgeting apps SIMPLE. PRIVATE. POWERFUL. No bank connections required. No financial data sharing. Your money — your control. SPEND BETTER WITHOUT THINKING ABOUT IT Whether you’re trying to stop overspending, save more each month, or just feel in control of your money again, Spendz gives you a system that actually works. SUBSCRIPTION Spendz+ unlocks powerful premium features including Smart Caps, Future Balance, Private Mode, Piggy Bank auto-save, advanced widgets and more. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://spendz.lovable.app/privacy