Comparison

Spendz vs Wallop

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendz

Read full description

Spendz – Take control of your daily spending Spendz is a simple, powerful daily budget app designed to help you spend smarter, stay in control, and save without thinking about it. No complicated spreadsheets. No overwhelming monthly budgets. Just a clear daily amount that keeps you on track. WHY SPENDZ? Most budgeting apps tell you what you already spent. Spendz shows you what you can safely spend today β€” and how today affects your future. KEY FEATURES SMART DAILY SPENDING Set a monthly budget and let Spendz calculate your safe daily limit so you always know where you stand. SMART CAPS Create custom weekday and weekend spending limits to match your real lifestyle. FUTURE BALANCE See how today’s spending impacts next month before you buy β€” no more surprises. PRIVATE MODE Hide your exact balance and view simple status indicators instead β€” perfect for using your app anywhere with confidence. MINIMAL MODE A clean, distraction-free view that shows only what you need. AUTO-SAVE PIGGY BANK Spend less than your cap? The leftover is automatically moved into your savings. WIDGETS Track your daily budget straight from your Home Screen or Lock Screen. NIGHT MODE A beautiful dark theme that’s easy on the eyes. BUILT FOR REAL LIFE Spendz is designed for people who: β€’ Want control without complexity β€’ Live paycheck to paycheck β€’ Overspend without realising β€’ Want to build savings automatically β€’ Hate traditional budgeting apps SIMPLE. PRIVATE. POWERFUL. No bank connections required. No financial data sharing. Your money β€” your control. SPEND BETTER WITHOUT THINKING ABOUT IT Whether you’re trying to stop overspending, save more each month, or just feel in control of your money again, Spendz gives you a system that actually works. SUBSCRIPTION Spendz+ unlocks powerful premium features including Smart Caps, Future Balance, Private Mode, Piggy Bank auto-save, advanced widgets and more. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://spendz.lovable.app/privacy

About

Wallop

This app uses a unique, gamified approach to budgeting by assigning a virtual pig to represent your spending habits. Track expenses, manage stashes for different categories, and visualize your financial progress with a character that reacts to your financial decisions.

Highlights
  • Gamified budgeting with a virtual pig character
  • Categorized spending 'Stashes'
  • Manual expense logging
  • Goal setting for savings
  • Net worth tracking
  • Payday celebration visualization
Features
Read full description

Wallop requires a subscription. Start with a 7-day free trial, then Β£7.99/month or Β£59.99/year. Meet Wallop - the budgeting app where you actually stick to your budget. Wallop is your pig. He's chubby, a little dramatic, and he takes your spending personally. Budget well and he thrives. Blow it on a fourth coffee and he doesn't. It sounds ridiculous. It works. Wallop is a subscription app. Every feature described below requires an active subscription, available after a free trial. Full pricing and terms are at the bottom of this page. HOW IT WORKS Forget one big scary "budget" number. Wallop splits your money into Stashes - Coffee, Eating Out, Shopping, whatever matters to you. Each Stash has its own little pig mood, its own health bar, its own reason to care. Log a purchase in two taps. Watch your pig react. See exactly which Stash is hurting before it becomes a problem. STASHES Your money, organised the way you actually think about it. Not "I have Β£400 left this month" - "I have Β£40 left for eating out, and three more days until payday." PAYDAY, REIMAGINED When you get paid, Wallop doesn't just reset - he celebrates. Watch your Stashes refill, watch your pig come back to life, and start the cycle knowing exactly where every pound is going. GOALS THAT FEEL CLOSE Save toward something real - a holiday, a new phone, an emergency fund. Add money manually, or let Wallop automatically roll your leftover cash toward whatever you're saving for next. NET WORTH, TRACKED HONESTLY See your full financial picture - savings, investments, debts - all in one place. No bank connection required. Just you, your numbers, and a pig who's rooting for you. WHY MANUAL LOGGING (NOT BANK SYNC)? Because the moment you tap "log this purchase" is the moment you actually think about whether you should. Automatic tracking lets you forget. Wallop doesn't let you forget. BUDGETING THAT DOESN'T FEEL LIKE A SPREADSHEET No guilt-tripping push notifications from a faceless app. Just a pig who's a little too invested in your financial decisions - and somehow, that's exactly what makes it work. SUBSCRIPTION DETAILS An active subscription is required to use Wallop. - Monthly β€” Β£7.99 per month - Annual β€” Β£59.99 per year Both plans begin with a 7-day free trial. Additional characters are available as separate one-time purchases and are not included in the subscription. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings at any time after purchase. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wallop.framer.website/privacy

Screenshots

Spendz4 screens
Wallop4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendz at none against Wallop's 4. Wallop's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Wallop sells 4 in-app purchases, starting at $7.99 per month. Spendz asks for nothing beyond the download.

Scorecard2 real differences Β· 6 level
Spendz versus Wallop: the parameters behind the verdict, then further details
ParameterSpendzWallop
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyβ€”Weekly
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Subscription
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS16.015.1 β€” better
Further details β€” not scored
Size39 MB73 MB
Age rating4+4+
DeveloperLIAM NEIL DOHERTYGEORGE FRANCIS J COWLRICK

In-app purchases

None

Spendz

No in-app purchases

4 purchases

Wallop

Subscriptions2
  • Wallop Pro - Monthly7 Days trial$7.991 Month
  • Wallop Pro - Yearly7 Days trial$59.991 Year
One-time2
  • Benson - Dog Accountant$1.99
  • Marlow - The Cow$1.99

Questions

Is Spendz free?
Spendz is free to download, with no in-app purchases.
Is Wallop free?
Wallop is free to download, with in-app purchases available.
Do Spendz or Wallop have ads?
Neither Spendz nor Wallop shows ads.

Other comparisons