Comparison

Budgeting App vs Simpler Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Simpler Budget

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

Highlights
  • Track monthly spending easily
  • See all accounts in one place
  • Save money with budgeting
  • Find hidden expenses/subscriptions
  • Create sinking funds for goals
  • Share household budgets
  • Calculate net worth
Features
Read full description

Simpler Budget: A Budget You Need Track Expenses, Plan Finances It is your personal budget app. Track your expenses, plan your spending, set—and reach—your goals, and keep up with your finances. Every single dollar. Every single day. Get started today—for free! KEEP TRACK OF YOUR MONEY WITH EASE Your personal budget should fit in your back pocket. It should be simple to set up and keep up with. That’s Simplify. Track your monthly spending quickly, easily and accurately. Adjust your numbers anytime, anywhere. And know at a glance what’s left to spend—so you don’t overspend. SEE ALL YOUR ACCOUNTS—ALL IN ONE PLACE With app, you can see your budget. You shouldn’t have to check a ton of apps to be in the know about your finances. SAVE MORE MONEY EVERY MONTH When you start budgeting, you’ll feel like you got a raise. In fact, budgeters find an average of $395 and cut their monthly expenses by 9% in their first month using Simplify. SPEND YOUR MONEY GUILT-FREE We help you know where your money’s going, so you can make a plan for it. Then you can spend without the guilt. Finally. That’s the power of creating monthly budgets with our app. FIND HIDDEN EXPENSES Wondering if you’ve got hidden subscriptions? They can’t hide when you budget. Set up automatic transactions so your expenses stream straight into app. You’ll clearly see all your spending and can decide to cut anything you don’t need or use! MAKE THE MOST OF THE MONEY YOU’VE GOT You have bills to pay and life to live. Out app helps you know you can cover it all. From monthly budgets to future savings, you’ll feel confident you’ve got the money for today’s groceries and that next vacation. EVERY GOAL STARTS WITH A BUDGET For all the big, small and in-between goals in your life. App helps you budget your way to making those dreams a reality! Create sinking funds to save up for big purchases. Set big-picture goals and see a timeline of when you’ll hit them with the financial roadmap feature. And all those goals that aren’t about money (but cost money), make sure they’re covered. Every month! And it’s free to get started. Right now: • Create monthly budgets • Access your budget on your iPhone or iPad • Customize budget categories and lines for all your monthly expenses • Create unlimited budget categories and lines • Set aside money for big purchases and goals with the fund feature • Share your household budget with others • Split transactions across multiple budget lines • Set due dates for bills • Customer support Or upgrade your budgeting experience and get all those features, plus: • Automatically stream your transactions into your budget • Get notified when you have expenses ready to track • Track your spending and income trends with custom budget reports • Export transaction data to Excel • Get personalized recommendations for expense tracking • Set due date reminders for your bills • Calculate your current and projected net worth • Plan your spending based on when you get paid and when things are due with paycheck planning • Set big-picture goals and see a timeline of when you’ll hit them with financial roadmap Hey, you spend on the go, you should be able to budget that way too! Download app for free and stay on top of your finances. One monthly budget at a time. Privacy Policy: https://thanhbkap.github.io/Simplify-Privacy/ Terms of Use: https://thanhbkap.github.io/Simplify-Term/

Screenshots

Budgeting App4 screens
Simpler Budget4 screens

Verdict

The call

The clearest difference is update cadence: Budgeting App at weekly against Simpler Budget's every 2 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Budgeting App against 4.8 for Simpler Budget. Both are backed by a comparable volume of ratings — 87 and 49 respectively. Written reviews are what separate them: 79% of Budgeting App's written reviews are positive against 80% of Simpler Budget's.

UpkeepUpdate frequency

Budgeting App ships an update weekly, Simpler Budget every 2 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
Budgeting App versus Simpler Budget: the parameters behind the verdict, then further details
ParameterBudgeting AppSimpler Budget
PriceFreeFree
Rating4.7 (87 ratings)4.8 (49 ratings) — better
Positive reviews78.9% of reviews80.0% of reviews — better
Number of ratings87 — better49
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size63 MB129 MB
Age rating4+4+
DeveloperThe Budgeting CompanyDEVWORLD VIETAM COMPANY LIMITED

Customer experience

Budgeting App

All ratings87 ratings
Positive95.4%
Neutral0.0%
Negative4.6%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

Simpler Budget

All ratings49 ratings
Positive93.9%
Neutral6.1%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
5 purchases

Simpler Budget

Subscriptions3
  • One Month Premium$1.991 Month
  • Three Months Premium3 Days trial$5.993 Months
  • 1 Year Premium7 Days trial$19.991 Year
One-time2
  • Lifetime 10% Off$8.99
  • Lifetime$39.99

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Which has better reviews, Budgeting App or Simpler Budget?
Simpler Budget is rated higher. Budgeting App averages 4.7 out of 5 from 87 ratings, while Simpler Budget averages 4.8 from 49 ratings.
Do Budgeting App or Simpler Budget have ads?
Neither Budgeting App nor Simpler Budget shows ads.
Which is updated more often, Budgeting App or Simpler Budget?
Budgeting App ships an update weekly, and Simpler Budget every 2 weeks. Most recently, Budgeting App was updated on October 19, 2026 and Simpler Budget on October 8, 2026.

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