Comparison

Simpler Budget vs Dollarwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simpler Budget

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

Highlights
  • Track monthly spending easily
  • See all accounts in one place
  • Save money with budgeting
  • Find hidden expenses/subscriptions
  • Create sinking funds for goals
  • Share household budgets
  • Calculate net worth
Features
Read full description

Simpler Budget: A Budget You Need Track Expenses, Plan Finances It is your personal budget app. Track your expenses, plan your spending, set—and reach—your goals, and keep up with your finances. Every single dollar. Every single day. Get started today—for free! KEEP TRACK OF YOUR MONEY WITH EASE Your personal budget should fit in your back pocket. It should be simple to set up and keep up with. That’s Simplify. Track your monthly spending quickly, easily and accurately. Adjust your numbers anytime, anywhere. And know at a glance what’s left to spend—so you don’t overspend. SEE ALL YOUR ACCOUNTS—ALL IN ONE PLACE With app, you can see your budget. You shouldn’t have to check a ton of apps to be in the know about your finances. SAVE MORE MONEY EVERY MONTH When you start budgeting, you’ll feel like you got a raise. In fact, budgeters find an average of $395 and cut their monthly expenses by 9% in their first month using Simplify. SPEND YOUR MONEY GUILT-FREE We help you know where your money’s going, so you can make a plan for it. Then you can spend without the guilt. Finally. That’s the power of creating monthly budgets with our app. FIND HIDDEN EXPENSES Wondering if you’ve got hidden subscriptions? They can’t hide when you budget. Set up automatic transactions so your expenses stream straight into app. You’ll clearly see all your spending and can decide to cut anything you don’t need or use! MAKE THE MOST OF THE MONEY YOU’VE GOT You have bills to pay and life to live. Out app helps you know you can cover it all. From monthly budgets to future savings, you’ll feel confident you’ve got the money for today’s groceries and that next vacation. EVERY GOAL STARTS WITH A BUDGET For all the big, small and in-between goals in your life. App helps you budget your way to making those dreams a reality! Create sinking funds to save up for big purchases. Set big-picture goals and see a timeline of when you’ll hit them with the financial roadmap feature. And all those goals that aren’t about money (but cost money), make sure they’re covered. Every month! And it’s free to get started. Right now: • Create monthly budgets • Access your budget on your iPhone or iPad • Customize budget categories and lines for all your monthly expenses • Create unlimited budget categories and lines • Set aside money for big purchases and goals with the fund feature • Share your household budget with others • Split transactions across multiple budget lines • Set due dates for bills • Customer support Or upgrade your budgeting experience and get all those features, plus: • Automatically stream your transactions into your budget • Get notified when you have expenses ready to track • Track your spending and income trends with custom budget reports • Export transaction data to Excel • Get personalized recommendations for expense tracking • Set due date reminders for your bills • Calculate your current and projected net worth • Plan your spending based on when you get paid and when things are due with paycheck planning • Set big-picture goals and see a timeline of when you’ll hit them with financial roadmap Hey, you spend on the go, you should be able to budget that way too! Download app for free and stay on top of your finances. One monthly budget at a time. Privacy Policy: https://thanhbkap.github.io/Simplify-Privacy/ Terms of Use: https://thanhbkap.github.io/Simplify-Term/

About

Dollarwise

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Highlights
  • Automatic account syncing
  • Real-time spending overview
  • AI-enhanced financial suggestions
  • Debt and savings tracking
  • Categorized spending (Needs, Wants, Debt/Savings)
  • Stress-free budgeting interface
Features
Read full description

Dollarwise is your path to stress-free budgeting. See your spending at a glance, stay on budget with ease, and break free from overwhelming charts and scary alerts. Dollarwise automatically syncs with your accounts, allowing you to stay on top of your spending, debt, and savings without the anxiety of manual tracking (unless you prefer to!). But that's just the start. Dollarwise goes further than simply showing you where your money went. When you open the app, you'll instantly see exactly how much money you are free to spend, while still staying perfectly on track with your bills, debt, and savings. (Let's be honest, that's the main reason you need a budgeting app in the first place.) Our mindful AI learns your money habits, offering gentle, actionable insights to help you make better choices for you instead of forcing you into a one-size-fits-all box. When it's time to review your spending, simply swipe transactions into basic buckets like Needs, Wants, and Debt/Savings. Need more flexibility? You can now create custom categories to tailor your budget exactly to your lifestyle. Dollarwise makes it easy to see your money clearly and takes the anxiety out of budgeting. Ready to find your financial zen? Try Dollarwise FREE, then unlock 3 months for just $9.99/month.

Screenshots

Simpler Budget4 screens
Dollarwise4 screens

Verdict

The call

The clearest difference is review sentiment: Simpler Budget at 80% against Dollarwise's 20%. Simpler Budget also leads on rating (4.8 vs 3.8). Dollarwise's advantage is ratings volume (3.8K vs 47) and chart position (#74 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simpler Budget sells 5 in-app purchases, starting at $1.99 per month and Dollarwise sells 9 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simpler Budget holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Dollarwise has 3.8K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 80% of Simpler Budget's written reviews are positive against 20% of Dollarwise's.

UpkeepUpdate frequency

Simpler Budget ships an update every 2 weeks, Dollarwise every 4 weeks. The most recent releases landed on September 21, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 7 level
Simpler Budget versus Dollarwise: the parameters behind the verdict, then further details
ParameterSimpler BudgetDollarwise
PriceFreeFree
Rating4.8 (47 ratings) — better3.8 (3.8K ratings)
Positive reviews80.0% of reviews — better20.0% of reviews
Number of ratings473.8K — better
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
Best chart rank—#74 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size121 MB39 MB
Age rating4+4+
DeveloperDEVWORLD VIETAM COMPANY LIMITEDHammer Media LLC

Customer experience

Simpler Budget

All ratings47 ratings
Positive93.6%
Neutral6.4%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Dollarwise

All ratings3,816 ratings
Positive65.4%
Neutral7.0%
Negative27.7%
Written reviews1,203 reviews
Positive20.0%
Neutral16.0%
Negative64.0%

Bugs and requests

Simpler Budget

Not enough reviews yet to summarise bugs or requests.

Dollarwise

Reported bugs

3 issues
  • Accounts disappearing after app use
  • Inability to add/remove linked accounts
  • Transactions not syncing properly

Requested features

5 requests
  • Ability to stay logged in
  • Improved transaction categorization
  • More visualization options (charts, graphs)
  • Savings goal tracking
  • Recurring bill management

In-app purchases

5 purchases

Simpler Budget

Subscriptions3
  • One Month Premium$1.991 Month
  • Three Months Premium3 Days trial$5.993 Months
  • 1 Year Premium7 Days trial$19.991 Year
One-time2
  • Lifetime 10% Off$8.99
  • Lifetime$39.99
9 purchases

Dollarwise

Subscriptions9
  • Monthly Membership7 Days trial$14.991 Month
  • DollarWise Monthly Membership3 Days trial$14.991 Month
  • Quarterly Membership7 Days trial$39.993 Months
Show 6 more
  • DollarWise Quarterly Membership3 Days trial$39.993 Months
  • Yearly membership7 Days trial$89.991 Year
  • DollarWise Annual Membership3 Days trial$89.991 Year
  • DollarWise Central$149.993 Months
  • DollarWise Central Upgrade$149.993 Months
  • DollarWise Central Yearly$499.001 Year

Questions

Is Simpler Budget free?
Simpler Budget is free to download, with in-app purchases available.
Is Dollarwise free?
Dollarwise is free to download, with in-app purchases available.
Which has better reviews, Simpler Budget or Dollarwise?
Simpler Budget is rated higher. Simpler Budget averages 4.8 out of 5 from 47 ratings, while Dollarwise averages 3.8 from 3.8K ratings.
Do Simpler Budget or Dollarwise have ads?
Neither Simpler Budget nor Dollarwise shows ads.
Which is updated more often, Simpler Budget or Dollarwise?
Simpler Budget ships an update every 2 weeks, and Dollarwise every 4 weeks. Most recently, Simpler Budget was updated on September 21, 2026 and Dollarwise on September 26, 2026.

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