YNAB vs Dollarwise

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free 30-day trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people The first step of never worrying about money again is starting a free 30-day trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to your Apple Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent. Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated U.S. State Privacy Notice: https://www.ynab.com/privacy-policy/state-privacy-notice?isolated

Dollarwise is your path to stress-free budgeting. See your spending at a glance, stay on budget with ease, and break free from overwhelming charts and scary alerts. Dollarwise automatically syncs with your accounts, so you can stay on top of your spending, debt, and savings without the anxiety of manual tracking (unless you prefer to!). But that's just the start. Dollarwise goes further than showing you where your money went. When you open the app, you'll instantly see how much money you're free to spend while staying on track with your bills, debt, and savings. (Let's be honest, that's the main reason you need a budgeting app in the first place.) Know when you'll be debt-free. Debt Goals puts every credit card, car loan, student loan, and personal loan in one place, linked or added by hand. See your projected debt-free date, what your debt costs you in interest each month, and a timeline of every balance heading to zero. Not sure whether to go after the smallest balance or the highest rate first? Compare snowball and avalanche side by side on your own numbers, then pick the plan that fits you. Add a little extra each month and watch your date move. Five minutes a week, with a nudge. Pick your check-in day and Dollarwise will remind you when it's time. You'll also hear from us when transactions are ready to review or a bank connection needs a quick fix. You choose what you get, nothing goes out late at night, and your balances never show on your lock screen. Dollarwise Insights spot patterns in your money habits and turn them into gentle, actionable nudges, like where your spending is creeping up or how far ahead you are on a debt, so you can make better choices for you instead of being forced into a one-size-fits-all box. When it's time to review your spending, simply swipe transactions into basic buckets like Needs, Wants, and Debt/Savings. Need more flexibility? Create custom categories, split a purchase across categories, and add notes and tags to any transaction. Dollarwise makes it easy to see your money clearly and takes the anxiety out of budgeting. Ready to find your financial zen? Try Dollarwise FREE, then unlock 3 months for just $9.99/month.