Budgeting App vs Budgets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Budgets
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Budgets is the budget tracker you actually want to use. Most budgeting apps are cluttered, glitchy, confusing, and inflexible. Budgets is different: clean, modern, and designed to get out of your way so you can focus on what matters. Not every budget is monthly. Create budgets for anything — a vacation, weekly groceries, a one-off home renovation — and Budgets breaks them down so you can see how much is left today to stay on pace. Gone over in one area? Spread Remaining redistributes what's left over the remaining days, weeks or months — so your daily number reflects where you actually are, not where you planned to be. Features: — Create completely custom budgets for any goal or timeframe — See how much is left today — not just a running total — Track spending simply and beautifully, #tag an expense to see a budget-level breakdown — Beautiful home screen widgets to see your budget at a glance and add expenses in a tap — Log expenses with Siri without even opening the app — Clean, modern design unlike anything else in the Finance category — Spread Remaining to correct your course when life doesn't go to plan Free to get started. Unlock unlimited budgets with a one-time purchase. Disclaimer: Budgets provides basic calculations based on the data and rules you enter, and does not guarantee accuracy. It is not financial advice. Always independently verify totals before making financial decisions.
Screenshots
Verdict
The clearest difference is update cadence: Budgeting App at every 6 days against Budgets's fortnightly. Budgeting App also leads on iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Budgeting App ships an update every 6 days, Budgets fortnightly. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.
| Parameter | Budgeting App | Budgets |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (83 ratings) — better | — |
| Positive reviews | 78.9% of reviews | — |
| Number of ratings | 83 — better | — |
| Update frequency | Every 6 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 63 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | The Budgeting Company | Michael van de Kerkhof |
In-app purchases
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90
Budgets
- Unlimited Budgets$2.99









