Budgeting App vs BudgetOS

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

Money stress is usually just missing information. BudgetOS turns the chaos of statements, bills and goals into one calm, clear picture — so you always know where your money goes. Import a statement from Canada's major banks, watch every transaction sort itself into categories, and finally feel in control. In the U.S., connect your bank or card through Plaid (read-only); statement import supports Canadian bank formats and CSV. WHAT YOU CAN DO • Import bank statements — PDF or CSV from RBC, TD, CIBC, Scotiabank, BMO, Wealthsimple and more. Read on your device, then auto-categorized. • See your spending on a calendar — a colour-coded heatmap that surfaces your heavy days at a glance. • Set budgets that stick — a live limit per category with plain nudges instead of guilt trips. • Give yourself a wants number each month and see wants, not-planned and the small stuff beside what's left. • Plan ahead — a projected calendar maps your bills, subscriptions and expected expenses across the month. • Reach your goals — set a target and BudgetOS projects your pace, so "someday" finally gets a real date. • Stay on top of bills & subscriptions — due dates, effective monthly cost, and automatic recurring-charge detection. • Get a daily health check — spending pace, savings outlook, and which categories are under budget. • Make it yours — light, dark or automatic themes, accent colours, and a customizable home screen. PRIVATE BY DESIGN • Statement files are parsed on your device — a file is sent to us only if you choose to send it for import help, and is deleted from our storage within 90 days. Every figure is verified to the penny against your statement. • Every account is isolated with database-level security. • Passwords are hashed — never stored in plain text — and checked against known breaches. • Optional Face ID / Touch ID lock. No ads, no third-party data brokers, and we never sell your data. Free to start, with everything you need to build the habit. Canadian-owned. Start budgeting smarter today. SUBSCRIPTIONS BudgetOS Plus — $5.00 CAD per month, or $50.00 CAD per year. BudgetOS Premium — $10.00 CAD per month. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Deleting the app does not cancel a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetos.ca/privacy.html Terms of Service: https://budgetos.ca/terms.html