Gain control over your finances by organizing bills, tracking expenses, and visualizing your spending habits. This app helps you set budgets, plan for future expenses, and reach your financial goals with clear insights.
2.0.5
October 6, 2026
Planned, or not. Give yourself a wants number on the 1st; Home shows wants spent against it, the small stuff under $25 in one line, and big purchases ask once when they land: planned, or not. Business spend stays out of your month. • Transactions: where it went, as cards — wants, small purchases, categories and money moved, each a tap from its list. • Vape, cannabis and liquor purchases go to categories you choose, each kind its own, from a row you can reopen. • Eating out is its own category. • Merchant rules match the merchant name, with a one-tap fix for rules that catch too much. • A weekly check-in — Sunday's wants, Monday's number. • Home leads with what's left to spend; days, months, cards and net worth one tap each. • Accounts: one plate per bank, one balance, one word per row. • Your next 30 days, week by week — tap a week for the details. • Your profile picture: pick an avatar or use your own photo. • Categories have their own colours now. Green, red and amber mean only one thing each: good, over, attention. • Springs that answer your thumb, and a Motion setting if you'd rather they didn't. • Connecting a bank is a shorter read: four facts up front, full details one tap away. • Story asks before it sends anything to our AI provider. • Cancel or manage your plan in one tap. • Smoother statement imports across more banks, plus legibility fixes. Thanks for the notes you send us — we read every one.
MoreBank sync, bills, reconciliation tools
BudgetOS supports statement imports from Canada's major banks including RBC, TD, CIBC, Scotiabank, BMO, and Wealthsimple. You can import statements as PDF or CSV files.
BudgetOS is designed with privacy in mind. Statement files are parsed on your device, and any sent files are deleted within 90 days. Bank logins remain with your bank, and data is secured with database-level security and encrypted passwords.
BudgetOS offers 'BudgetOS Plus' for $5.00 CAD per month or $50.00 CAD per year, and 'BudgetOS Premium' for $10.00 CAD per month. A free version is available to start.
You can manage or cancel your subscription in your Apple Account settings after purchase. Auto-renewal must be turned off at least 24 hours before the end of the current period. Deleting the app does not cancel a subscription.
No, BudgetOS is ad-free. The app explicitly states 'No ads' and emphasizes that they never sell your data.
BudgetOS is currently supported on iPhone and iPod devices. The age rating for the app is 17+.
The latest version of BudgetOS is 2.0.3, last updated on August 27, 2026. This indicates a relatively frequent update schedule.
The primary benefit of BudgetOS is transforming financial chaos into a clear picture, helping users understand where their money goes, feel in control, and achieve their financial goals.
