Comparison

Tandem vs Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tandem

Manage shared finances and daily life with your partner. Effortlessly split bills, track joint spending, and coordinate tasks. Plan for future purchases together with a secure and intuitive interface.

Highlights
  • Split expenses with simple swipes
  • Track joint monthly spending by category
  • Create shared to-do lists
  • Plan and save for joint purchases
  • Secure data protection
Currently charting
Read full description

Tandem is an essential app for any couple that lives together. Download Tandem and create an account in minutes. SPLIT YOUR EXPENSES Say goodbye to endless Venmo requests, headaches, or spreadsheets. Share your expenses with a simple swipe. Set repeated expenses to split automatically. Settle up at any time, no mental math required. TRACK SPENDING Seamlessly track how much you spend together each month. As you share expenses, we’ll calculate the amount you’ve both spent, break it down by category, and highlight trends to give you helpful insights. COORDINATE YOUR DAY-TO-DAY The only to-do list exclusively built for two. Quickly add your joint tasks, assign categories & owners, and check them off as you go along. The easiest way to stay organized and accomplish tasks together. PLAN FOR PURCHASES Looking for furniture for the new place? Or finally replacing that old couch you’ve had since moving in together? Plan for big purchases by pinterest-style adding items to the app or browsing our recommendations. After, align on your favorites with your partner and buy directly from the app. SECURITY Tandem uses cutting-edge security technology to protect your sensitive information. FEEDBACK We love feedback -- contact us anytime. Email team@usetandem.com or chat with us in the app! Terms of Use: https://www.usetandem.com/terms-of-use Privacy Policy: https://www.usetandem.com/privacy-policy

About

Split

Features
Read full description

Easily track and split group expenses with Split. Whether you're traveling, living with roommates, or managing shared costs with friends or a partner – Split makes it simple to stay on top of expenses. Perfect for: - Group trips with friends - Shared housing & roommates - Couples & families - Events and get-togethers Key features: - Add expenses in just a few taps - Real-time balance for each member - Automatic fair split calculation - Reminders so you never forget a bill - Multi-currency support No more awkward money talk — Split keeps everything fair and transparent. Join hundreds of users already making group spending stress-free with Split. Download Split now and make shared expenses easy again! EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Tandem4 screens
Split4 screens

Verdict

The call

The clearest difference is ads: Split at none against Tandem's shown. Tandem's advantage is chart position (#142 vs unranked). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tandem sells 14 in-app purchases, starting at $5.99 per month and Split sells 1 in-app purchase, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Tandem ships an update every 10 days, Split fortnightly. The most recent releases landed on September 24, 2026 and September 5, 2026 respectively.

Scorecard2 real differences · 9 level
Tandem versus Split: the parameters behind the verdict, then further details
ParameterTandemSplit
PriceFreeFree
Rating4.3 (743 ratings) — better—
Positive reviews62.3% of reviews—
Number of ratings743 — better—
Update frequencyEvery 10 days — betterFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#142 — better—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size311 MB8 MB
Age rating4+4+
DeveloperRide in Tandem, Inc.Theo Sementa

Bugs and requests

Tandem

Reported bugs

4 issues
  • Transactions not loading or duplicating
  • Accounts randomly disconnecting
  • Password reset issues
  • Inability to change phone number

Requested features

5 requests
  • Ability to edit past transactions
  • Improved transaction history and reporting
  • Custom expense categories
  • Automated bill tracking and reminders
  • Integration with more financial accounts

Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

14 purchases

Tandem

Subscriptions14
  • Tandem Premium (monthly)7 Days trial$5.991 Month
  • Tandem Premium (monthly)7 Days trial$6.991 Month
  • Tandem Premium (monthly)1 Month trial$7.991 Month
Show 11 more
  • Tandem Premium (monthly)7 Days trial$8.991 Month
  • Tandem Premium (monthly)3 Days trial$9.991 Month
  • Tandem Premium (monthly)7 Days trial$10.991 Month
  • Tandem Premium (monthly)7 Days trial$11.991 Month
  • Tandem Premium (monthly)3 Days trial$13.991 Month
  • Tandem Premium (monthly)7 Days trial$15.991 Month
  • Tandem Premium (yearly)3 Days trial$47.991 Year
  • Tandem Premium (yearly)7 Days trial$59.991 Year
  • Tandem Premium (yearly)7 Days trial$71.991 Year
  • Tandem Premium (yearly)7 Days trial$95.991 Year
  • Tandem Premium (yearly)7 Days trial$119.991 Year
1 purchases

Split

Subscriptions1
  • Split member$8.991 Year

Questions

Is Tandem free?
Tandem is free to download, with in-app purchases available.
Is Split free?
Split is free to download, with in-app purchases available.
Do Tandem or Split have ads?
Tandem shows ads; Split does not.
Which is updated more often, Tandem or Split?
Tandem ships an update every 10 days, and Split fortnightly. Most recently, Tandem was updated on September 24, 2026 and Split on September 5, 2026.

Other comparisons