Checkbook vs Commingle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.
- Track cleared and pending payments
- Bill reminders and automatic scheduling
- Create and track spending budgets
- Calendar view of financial future
- Multiple account support
- Family sharing
Read full descriptionHide full description
Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you. FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks. STAY AHEAD OF EVERY BILL Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives. BUDGET WITHOUT THE SPREADSHEETS Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late. SEE YOUR FINANCIAL FUTURE The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today. BUILT FOR REAL LIFE - Works on iPhone, iPad, and Mac with seamless iCloud sync - Supports multiple accounts — checking, savings, credit cards - Tracks check numbers for your checkbook register - Family sharing lets everyone stay on the same page - Widgets put your bills and budgets front and center - Siri Shortcuts support for quick access Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Commingle
Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.
- Personal finance management
- Shared expense tracking
- Debt settlement
- Comprehensive analytics
- Global currency support
- Offline syncing
Read full descriptionHide full description
Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ratings volume: Checkbook at 204 against Commingle's 2. Checkbook also leads on device support (3 vs 1). Commingle's advantage is update cadence (every 4 days vs every 10 days) and iOS requirement (17.0 vs 26.1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 13 in-app purchases, starting at $1.99 per month and Commingle sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Checkbook holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Checkbook has 204 ratings behind it against 2, so its average is the more settled of the two.
Checkbook ships an update every 10 days, Commingle every 4 days. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.
| Parameter | Checkbook | Commingle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (204 ratings) — better | 4.5 (2 ratings) |
| Positive reviews | 82.9% of reviews | — |
| Number of ratings | 204 — better | 2 |
| Update frequency | Every 10 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Vision Pro — better | iPhone |
| Requires iOS | 26.1 | 17.0 — better |
| Further details — not scored | ||
| Size | 198 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | CoreBits LLC | Krzysztof Rutkowski |
Customer experience
Checkbook
Commingle
Bugs and requests
Checkbook
Reported bugs
4 issues- Charged for something not billed
- Ledger disappeared on new phone
- Automated refund system by Apple
- Lifetime purchase not honored
Requested features
6 requests- Manual way to add income for irregular pay
- Tutorial on how to use the app
- Support for Portuguese language
- Enhance Chinese localization
- Add employment paycheck amounts for check and balancing
Show 1 moreShow fewer
- Allow entering pay amount to see remainder
Commingle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Checkbook
- Bills to Budget Plus3 Days trial$1.991 Month
- Bills to Budget Plus$1.991 Month
- Bills to Budget Premium3 Days trial$3.991 Month
Show 7 moreShow fewer
- Bills to Budget Family Plus3 Days trial$4.991 Month
- Bills to Budget Family Plus$4.991 Month
- Bills to Budget Plus7 Days trial$19.991 Year
- Bills to Budget Plus$19.991 Year
- Bills to Budget Family Plus1 Year trial$29.991 Year
- Bills to Budget Premium Annual7 Days trial$29.991 Year
- Bills to Budget Family Plus7 Days trial$29.991 Year
- Family Upgrade$19.99
- Bills to Budget Plus Lifetime$39.99
- Family Plus Lifetime$59.99
Commingle
- Commingle Pro$1.991 Month
- Commingle Membership (1 month)3 Months trial$1.991 Month
- Commingle Plus$3.991 Month
Show 2 moreShow fewer
- Commingle Pro$7.991 Month
- Commingle Membership (1 year)3 Months trial$49.991 Year
- Commingle Credits [XS]$0.99
- Commingle Credits [S]$1.99
- Commingle Credits [M]$4.99
Show 2 moreShow fewer
- Commingle Credits [L]$9.99
- Commingle Credits [XL]$19.99








