Comparison

Checkbook vs Commingle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

Highlights
  • Track cleared and pending payments
  • Bill reminders and automatic scheduling
  • Create and track spending budgets
  • Calendar view of financial future
  • Multiple account support
  • Family sharing
Features
Read full description

Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you. FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks. STAY AHEAD OF EVERY BILL Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives. BUDGET WITHOUT THE SPREADSHEETS Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late. SEE YOUR FINANCIAL FUTURE The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today. BUILT FOR REAL LIFE - Works on iPhone, iPad, and Mac with seamless iCloud sync - Supports multiple accounts — checking, savings, credit cards - Tracks check numbers for your checkbook register - Family sharing lets everyone stay on the same page - Widgets put your bills and budgets front and center - Siri Shortcuts support for quick access Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Commingle

Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.

Highlights
  • Personal finance management
  • Shared expense tracking
  • Debt settlement
  • Comprehensive analytics
  • Global currency support
  • Offline syncing
Features
Read full description

Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Checkbook4 screens
Commingle4 screens

Verdict

The call

The clearest difference is ratings volume: Checkbook at 204 against Commingle's 2. Checkbook also leads on device support (3 vs 1). Commingle's advantage is update cadence (every 4 days vs every 10 days) and iOS requirement (17.0 vs 26.1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 13 in-app purchases, starting at $1.99 per month and Commingle sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Checkbook holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Checkbook has 204 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Checkbook ships an update every 10 days, Commingle every 4 days. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
Checkbook versus Commingle: the parameters behind the verdict, then further details
ParameterCheckbookCommingle
PriceFreeFree
Rating4.7 (204 ratings) — better4.5 (2 ratings)
Positive reviews82.9% of reviews—
Number of ratings204 — better2
Update frequencyEvery 10 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Vision Pro — betteriPhone
Requires iOS26.117.0 — better
Further details — not scored
Size198 MB118 MB
Age rating4+4+
DeveloperCoreBits LLCKrzysztof Rutkowski

Customer experience

Checkbook

All ratings200 ratings
Positive89.5%
Neutral5.0%
Negative5.5%
Written reviews41 reviews
Positive82.9%
Neutral2.4%
Negative14.6%

Commingle

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Charged for something not billed
  • Ledger disappeared on new phone
  • Automated refund system by Apple
  • Lifetime purchase not honored

Requested features

6 requests
  • Manual way to add income for irregular pay
  • Tutorial on how to use the app
  • Support for Portuguese language
  • Enhance Chinese localization
  • Add employment paycheck amounts for check and balancing
Show 1 more
  • Allow entering pay amount to see remainder

Commingle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

13 purchases

Checkbook

Subscriptions10
  • Bills to Budget Plus3 Days trial$1.991 Month
  • Bills to Budget Plus$1.991 Month
  • Bills to Budget Premium3 Days trial$3.991 Month
Show 7 more
  • Bills to Budget Family Plus3 Days trial$4.991 Month
  • Bills to Budget Family Plus$4.991 Month
  • Bills to Budget Plus7 Days trial$19.991 Year
  • Bills to Budget Plus$19.991 Year
  • Bills to Budget Family Plus1 Year trial$29.991 Year
  • Bills to Budget Premium Annual7 Days trial$29.991 Year
  • Bills to Budget Family Plus7 Days trial$29.991 Year
One-time3
  • Family Upgrade$19.99
  • Bills to Budget Plus Lifetime$39.99
  • Family Plus Lifetime$59.99
10 purchases

Commingle

Subscriptions5
  • Commingle Pro$1.991 Month
  • Commingle Membership (1 month)3 Months trial$1.991 Month
  • Commingle Plus$3.991 Month
Show 2 more
  • Commingle Pro$7.991 Month
  • Commingle Membership (1 year)3 Months trial$49.991 Year
One-time5
  • Commingle Credits [XS]$0.99
  • Commingle Credits [S]$1.99
  • Commingle Credits [M]$4.99
Show 2 more
  • Commingle Credits [L]$9.99
  • Commingle Credits [XL]$19.99

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Commingle free?
Commingle is free to download, with in-app purchases available.
Which has better reviews, Checkbook or Commingle?
Checkbook is rated higher. Checkbook averages 4.7 out of 5 from 204 ratings, while Commingle averages 4.5 from 2 ratings.
Do Checkbook or Commingle have ads?
Neither Checkbook nor Commingle shows ads.
Which is updated more often, Checkbook or Commingle?
Checkbook ships an update every 10 days, and Commingle every 4 days. Most recently, Checkbook was updated on October 25, 2026 and Commingle on October 6, 2026.

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