Commingle vs Spending & Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commingle
Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.
- Personal finance management
- Shared expense tracking
- Debt settlement
- Comprehensive analytics
- Global currency support
- Offline syncing
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Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spending & Expense Tracker
Manage your money with this personal finance manager. Plan budgets, track income and expenses, and grow savings with smart tools. Achieve financial freedom with easy-to-use budgeting and expense tracking.
- Monthly budgeting tools
- Income and expense tracking
- Savings growth features
- Income calculator
- Expense calendar
- Financial insights
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Take control of your finances with Spending & Expense Tracker, your ultimate money bestie! Effortlessly plan your monthly budget, track your income and expenses, and watch your savings grow. With powerful tools like an income calculator, budgeting organizer, and expense calendar, staying on top of your finances has never been easier. Features: Smart income & expense tracking to manage your money like a pro. Easy-to-use monthly budgeting tools to reach your financial goals. Insights to help you save smarter and spend wiser. Start your journey to financial freedom today with your new personal finance manager. You may purchase an auto-renewing subscription through an In-App Purchase. - Auto-renewable subscription - 1 year ($29.99) with 3 days trial durations Terms of Use: https://hmarat.github.io/webpages/terms.htm Privacy Policy: https://hmarat.github.io/webpages/privacy.html
Screenshots
Verdict
The clearest difference is monetization model: Commingle at free with in-app purchases against Spending & Expense Tracker's subscription. Spending & Expense Tracker's advantage is ratings volume (41 vs 2) and iOS requirement (12.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Commingle sells 10 in-app purchases, starting at $1.99 per month and Spending & Expense Tracker sells 4 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.5 for Commingle against 4.6 for Spending & Expense Tracker. That said, the two scores are not equally well evidenced: Spending & Expense Tracker has 41 ratings behind it against 2, so its average is the more settled of the two.
Commingle ships an update every 4 days, Spending & Expense Tracker every 5 days. Both last shipped on October 6, 2026.
| Parameter | Commingle | Spending & Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 4.6 (41 ratings) — better |
| Positive reviews | — | 72.2% of reviews |
| Number of ratings | 2 | 41 — better |
| Update frequency | Every 4 days — better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 118 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Krzysztof Rutkowski | Vage Alaverdian |
Customer experience
Commingle
Spending & Expense Tracker
Bugs and requests
Commingle
Not enough reviews yet to summarise bugs or requests.
Spending & Expense Tracker
Reported bugs
2 issues- Disappearing income categories
- Inability to move categories between expense and income
Requested features
3 requests- Add more currency options
- Ability to convert currencies to USD
- Suggest new functionalities and features
In-app purchases
Commingle
- Commingle Pro$1.991 Month
- Commingle Membership (1 month)3 Months trial$1.991 Month
- Commingle Plus$3.991 Month
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- Commingle Pro$7.991 Month
- Commingle Membership (1 year)3 Months trial$49.991 Year
- Commingle Credits [XS]$0.99
- Commingle Credits [S]$1.99
- Commingle Credits [M]$4.99
Show 2 moreShow fewer
- Commingle Credits [L]$9.99
- Commingle Credits [XL]$19.99
Spending & Expense Tracker
- Annual Premium$19.991 Year
- Annual Premium, 3 days Trial3 Days trial$29.991 Year
- Lifetime Premium2 variantsFree
- Lifetime Premium2 variants$79.99
Questions
Is Commingle free?
Is Spending & Expense Tracker free?
Which has better reviews, Commingle or Spending & Expense Tracker?
Do Commingle or Spending & Expense Tracker have ads?
Which is updated more often, Commingle or Spending & Expense Tracker?
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