Comparison

Commingle vs Spending & Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commingle

Manage personal and shared expenses effortlessly. Track income, split bills with friends, and settle debts with detailed analytics and global currency support. Access your finances offline with secure, encrypted data.

Highlights
  • Personal finance management
  • Shared expense tracking
  • Debt settlement
  • Comprehensive analytics
  • Global currency support
  • Offline syncing
Features
Read full description

Your money. Your friends. All figured out. Commingle makes managing money work whether you're keeping track of your own finances or sharing expenses with other people. Start simple. Track spending, add income or split an expense with friends. When you want to understand more, powerful financial tools are ready without getting in your way. PERSONAL FINANCES Track expenses and income, organise transactions into categories, follow your net worth and understand where your money goes. SHARED EXPENSES Split expenses with friends, partners and family. Keep track of who paid, who owes what and what has already been settled. MULTI-CURRENCY Manage money across currencies, check exchange rates and keep international expenses organised — whether you're travelling, living abroad or simply dealing with more than one currency. POWERFUL INSIGHTS Explore spending by category and over time, understand changes in your finances and follow your net worth. More powerful tools are there when you need them and stay out of the way when you don't. EVENTS Bring the finances for a holiday, weekend away, wedding, birthday or other occasion together. Keep related transactions and shared expenses organised in one place. PRIVATE BY DESIGN Your personal financial data is end-to-end encrypted. Protected data can be read only by your devices — not even Commingle can read it. Simple when you want it. Powerful when you need it. Your money. Your friends. All figured out. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spending & Expense Tracker

Manage your money with this personal finance manager. Plan budgets, track income and expenses, and grow savings with smart tools. Achieve financial freedom with easy-to-use budgeting and expense tracking.

Highlights
  • Monthly budgeting tools
  • Income and expense tracking
  • Savings growth features
  • Income calculator
  • Expense calendar
  • Financial insights
Features
Read full description

Take control of your finances with Spending & Expense Tracker, your ultimate money bestie! Effortlessly plan your monthly budget, track your income and expenses, and watch your savings grow. With powerful tools like an income calculator, budgeting organizer, and expense calendar, staying on top of your finances has never been easier. Features: Smart income & expense tracking to manage your money like a pro. Easy-to-use monthly budgeting tools to reach your financial goals. Insights to help you save smarter and spend wiser. Start your journey to financial freedom today with your new personal finance manager. You may purchase an auto-renewing subscription through an In-App Purchase. - Auto-renewable subscription - 1 year ($29.99) with 3 days trial durations Terms of Use: https://hmarat.github.io/webpages/terms.htm Privacy Policy: https://hmarat.github.io/webpages/privacy.html

Screenshots

Commingle4 screens
Spending & Expense Tracker4 screens

Verdict

The call

The clearest difference is monetization model: Commingle at free with in-app purchases against Spending & Expense Tracker's subscription. Spending & Expense Tracker's advantage is ratings volume (41 vs 2) and iOS requirement (12.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Commingle sells 10 in-app purchases, starting at $1.99 per month and Spending & Expense Tracker sells 4 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Commingle against 4.6 for Spending & Expense Tracker. That said, the two scores are not equally well evidenced: Spending & Expense Tracker has 41 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Commingle ships an update every 4 days, Spending & Expense Tracker every 5 days. Both last shipped on October 6, 2026.

Scorecard3 real differences · 7 level
Commingle versus Spending & Expense Tracker: the parameters behind the verdict, then further details
ParameterCommingleSpending & Expense Tracker
PriceFreeFree
Rating4.5 (2 ratings)4.6 (41 ratings) — better
Positive reviews—72.2% of reviews
Number of ratings241 — better
Update frequencyEvery 4 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhoneiPhone, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size118 MB77 MB
Age rating4+4+
DeveloperKrzysztof RutkowskiVage Alaverdian

Customer experience

Commingle

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Spending & Expense Tracker

All ratings41 ratings
Positive92.7%
Neutral0.0%
Negative7.3%
Written reviews18 reviews
Positive72.2%
Neutral0.0%
Negative27.8%

Bugs and requests

Commingle

Not enough reviews yet to summarise bugs or requests.

Spending & Expense Tracker

Reported bugs

2 issues
  • Disappearing income categories
  • Inability to move categories between expense and income

Requested features

3 requests
  • Add more currency options
  • Ability to convert currencies to USD
  • Suggest new functionalities and features

In-app purchases

10 purchases

Commingle

Subscriptions5
  • Commingle Pro$1.991 Month
  • Commingle Membership (1 month)3 Months trial$1.991 Month
  • Commingle Plus$3.991 Month
Show 2 more
  • Commingle Pro$7.991 Month
  • Commingle Membership (1 year)3 Months trial$49.991 Year
One-time5
  • Commingle Credits [XS]$0.99
  • Commingle Credits [S]$1.99
  • Commingle Credits [M]$4.99
Show 2 more
  • Commingle Credits [L]$9.99
  • Commingle Credits [XL]$19.99
4 purchases

Spending & Expense Tracker

Subscriptions2
  • Annual Premium$19.991 Year
  • Annual Premium, 3 days Trial3 Days trial$29.991 Year
One-time2
  • Lifetime Premium2 variantsFree
  • Lifetime Premium2 variants$79.99

Questions

Is Commingle free?
Commingle is free to download, with in-app purchases available.
Is Spending & Expense Tracker free?
Spending & Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Commingle or Spending & Expense Tracker?
Spending & Expense Tracker is rated higher. Commingle averages 4.5 out of 5 from 2 ratings, while Spending & Expense Tracker averages 4.6 from 41 ratings.
Do Commingle or Spending & Expense Tracker have ads?
Neither Commingle nor Spending & Expense Tracker shows ads.
Which is updated more often, Commingle or Spending & Expense Tracker?
Commingle ships an update every 4 days, and Spending & Expense Tracker every 5 days. Most recently, Commingle was updated on October 6, 2026 and Spending & Expense Tracker on October 6, 2026.

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