Comparison

Checkbook vs Simple Checkbook.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

Highlights
  • Track cleared and pending payments
  • Bill reminders and automatic scheduling
  • Create and track spending budgets
  • Calendar view of financial future
  • Multiple account support
  • Family sharing
Features
Read full description

Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you. FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks. STAY AHEAD OF EVERY BILL Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives. BUDGET WITHOUT THE SPREADSHEETS Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late. SEE YOUR FINANCIAL FUTURE The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today. BUILT FOR REAL LIFE - Works on iPhone, iPad, and Mac with seamless iCloud sync - Supports multiple accounts — checking, savings, credit cards - Tracks check numbers for your checkbook register - Family sharing lets everyone stay on the same page - Widgets put your bills and budgets front and center - Siri Shortcuts support for quick access Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Simple Checkbook.

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

Highlights
  • Multiple account management
  • Detailed transaction logging
  • Transaction clearing status
  • Balance tracking
  • Transaction filtering
  • Expense/income charts
  • iCloud sync
Features
Read full description

A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

Screenshots

Checkbook4 screens
Simple Checkbook.4 screens

Verdict

The call

The clearest difference is price: Checkbook at Free against Simple Checkbook.'s $3.99. Checkbook also leads on rating (4.7 vs 4.0) and review sentiment (83% vs 50%). Simple Checkbook.'s advantage is in-app purchases (none vs 10) and iOS requirement (18.0 vs 26.1). On update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Checkbook is free to download; Simple Checkbook. costs $3.99 up front. Checkbook sells 10 in-app purchases, starting at $1.99 per month. Simple Checkbook. asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Checkbook holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Checkbook has 206 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 83% of Checkbook's written reviews are positive against 50% of Simple Checkbook.'s.

UpkeepUpdate frequency

Checkbook ships an update every 10 days, Simple Checkbook. fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard7 real differences · 3 level
Checkbook versus Simple Checkbook.: the parameters behind the verdict, then further details
ParameterCheckbookSimple Checkbook.
PriceFree — better$3.99
Rating4.7 (206 ratings) — better4.0 (4 ratings)
Positive reviews82.9% of reviews — better50.0% of reviews
Number of ratings206 — better4
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, Vision Pro — betteriPhone, iPad
Requires iOS26.118.0 — better
Further details — not scored
Size198 MB3 MB
Age rating4+4+
DeveloperCoreBits LLCMatthew Hiles

Customer experience

Checkbook

All ratings200 ratings
Positive89.5%
Neutral5.0%
Negative5.5%
Written reviews41 reviews
Positive82.9%
Neutral2.4%
Negative14.6%

Simple Checkbook.

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Charged for something not billed
  • Ledger disappeared on new phone
  • Automated refund system by Apple
  • Lifetime purchase not honored

Requested features

6 requests
  • Manual way to add income for irregular pay
  • Tutorial on how to use the app
  • Support for Portuguese language
  • Enhance Chinese localization
  • Add employment paycheck amounts for check and balancing
Show 1 more
  • Allow entering pay amount to see remainder

Simple Checkbook.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Checkbook

Subscriptions7
  • Bills to Budget Plus3 Days trial$1.991 Month
  • Bills to Budget Plus$1.991 Month
  • Bills to Budget Premium3 Days trial$3.991 Month
Show 4 more
  • Bills to Budget Family Plus3 Days trial$4.991 Month
  • Bills to Budget Family Plus$4.991 Month
  • Bills to Budget Plus7 Days trial$19.991 Year
  • Bills to Budget Premium Annual7 Days trial$29.991 Year
One-time3
  • Family Upgrade$19.99
  • Bills to Budget Plus Lifetime$39.99
  • Family Plus Lifetime$59.99
None

Simple Checkbook.

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Simple Checkbook. free?
Simple Checkbook. costs $3.99, with no in-app purchases.
Which has better reviews, Checkbook or Simple Checkbook.?
Checkbook is rated higher. Checkbook averages 4.7 out of 5 from 206 ratings, while Simple Checkbook. averages 4.0 from 4 ratings.
Do Checkbook or Simple Checkbook. have ads?
Neither Checkbook nor Simple Checkbook. shows ads.
Which is updated more often, Checkbook or Simple Checkbook.?
Checkbook ships an update every 10 days, and Simple Checkbook. fortnightly. Most recently, Checkbook was updated on November 3, 2026 and Simple Checkbook. on November 4, 2026.

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