Comparison

Checkbook vs Simple Checkbook.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your finances across multiple accounts with this intuitive app. Track checking, savings, cash, and credit card balances, schedule recurring transactions, and view detailed reports. Avoid overdraft fees and bank errors with easy-to-use tools.

Highlights
  • Multiple account management
  • Transaction scheduling
  • Receipt attachment
  • Customizable reports
  • Recurring transactions
  • Passcode protection
Features
Read full description

The smartest way to balance your checkbook and reconcile your account, a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance , not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design : built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

About

Simple Checkbook.

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

Highlights
  • Multiple account management
  • Detailed transaction logging
  • Transaction clearing status
  • Balance tracking
  • Transaction filtering
  • Expense/income charts
  • iCloud sync
Features
Currently charting
Read full description

A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

Screenshots

Checkbook4 screens
Simple Checkbook.4 screens

Verdict

The call

The clearest difference is price: Checkbook at Free against Simple Checkbook.'s $3.99. Checkbook also leads on rating (4.5 vs 4.0) and ratings volume (6K vs 4). Simple Checkbook.'s advantage is in-app purchases (none vs 4) and chart position (#99 vs unranked). On review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Checkbook is free to download; Simple Checkbook. costs $3.99 up front. Checkbook sells 4 in-app purchases, starting at $9.99 per year. Simple Checkbook. asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Checkbook holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Checkbook has 6K ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 49% and 50% positive.

UpkeepUpdate frequency

Checkbook ships an update every 3 days, Simple Checkbook. fortnightly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard8 real differences · 3 level
Checkbook versus Simple Checkbook.: the parameters behind the verdict, then further details
ParameterCheckbookSimple Checkbook.
PriceFree — better$3.99
Rating4.5 (6K ratings) — better4.0 (4 ratings)
Positive reviews49.2% of reviews50.0% of reviews — better
Number of ratings6K — better4
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
Best chart rank—#99 — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better18.0
Further details — not scored
Size26 MB3 MB
Age rating4+4+
DeveloperMobile Innovations LLCMatthew Hiles

Customer experience

Checkbook

All ratings6,008 ratings
Positive87.5%
Neutral4.4%
Negative8.0%
Written reviews303 reviews
Positive49.2%
Neutral16.5%
Negative34.3%

Simple Checkbook.

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Checkbook

Reported bugs

5 issues
  • Recurring transactions not populating correctly
  • Backup to Dropbox not working
  • Transactions disappearing or data loss
  • Search function issues
  • Inability to update Dropbox login credentials

Requested features

5 requests
  • Ability to reconcile accounts
  • Option to view upcoming/future transactions
  • Landscape mode support on iPad
  • Sync across multiple devices
  • More customization options

Simple Checkbook.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Checkbook

Subscriptions1
  • Premium Plus7 Days trial$9.991 Year
One-time3
  • Dropbox Support$1.99
  • Budgets$1.99
  • Multiple Accounts$2.99
None

Simple Checkbook.

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Simple Checkbook. free?
Simple Checkbook. costs $3.99, with no in-app purchases.
Which has better reviews, Checkbook or Simple Checkbook.?
Checkbook is rated higher. Checkbook averages 4.5 out of 5 from 6K ratings, while Simple Checkbook. averages 4.0 from 4 ratings.
Do Checkbook or Simple Checkbook. have ads?
Neither Checkbook nor Simple Checkbook. shows ads.
Which is updated more often, Checkbook or Simple Checkbook.?
Checkbook ships an update every 3 days, and Simple Checkbook. fortnightly. Most recently, Checkbook was updated on November 1, 2026 and Simple Checkbook. on October 30, 2026.

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