Comparison

Accounts 3 Checkbook vs Simple Checkbook.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts 3 Checkbook

Manage your personal finances and replace your paper checkbook with this intuitive application. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data in various formats for easy analysis.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate graphs and reports
  • Sync data via iCloud
  • Export data in CSV, QIF, HTML
  • Touch and Face ID support
  • AirPrint support
Features
Currently charting
Read full description

Top Selling Checkbook App Accounts 3 is an easy to use application to replace your paper checkbook. With the Accounts 3 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 3 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen or export your search results. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. Themes are now also available in dark mode. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via iCloud, Dropbox, or email. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 3 Lite version Please download the Accounts 3 Lite version to try before you buy.

About

Simple Checkbook.

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

Highlights
  • Multiple account management
  • Detailed transaction logging
  • Transaction clearing status
  • Balance tracking
  • Transaction filtering
  • Expense/income charts
  • iCloud sync
Features
Currently charting
Read full description

A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

Screenshots

Accounts 3 Checkbook4 screens
Simple Checkbook.4 screens

Verdict

The call

The clearest difference is rating: Accounts 3 Checkbook at 4.5 against Simple Checkbook.'s 4.0. Accounts 3 Checkbook also leads on ratings volume (3.2K vs 4) and review sentiment (63% vs 50%). Simple Checkbook.'s advantage is price ($3.99 vs $4.99) and iOS requirement (18.0 vs 26.0). On update cadence, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Checkbook costs $4.99 and Simple Checkbook. $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Checkbook holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Accounts 3 Checkbook has 3.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 63% of Accounts 3 Checkbook's written reviews are positive against 50% of Simple Checkbook.'s.

UpkeepUpdate frequency

Accounts 3 Checkbook ships an update every 2 weeks, Simple Checkbook. fortnightly. Both last shipped on October 24, 2026.

Scorecard6 real differences · 5 level
Accounts 3 Checkbook versus Simple Checkbook.: the parameters behind the verdict, then further details
ParameterAccounts 3 CheckbookSimple Checkbook.
Price$4.99$3.99 — better
Rating4.5 (3.2K ratings) — better4.0 (4 ratings)
Positive reviews63.4% of reviews — better50.0% of reviews
Number of ratings3.2K — better4
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
Best chart rank#9 — better#92
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.0 — better
Further details — not scored
Size10 MB3 MB
Age rating4+4+
DeveloperSVT SoftwareMatthew Hiles

Customer experience

Accounts 3 Checkbook

All ratings3,158 ratings
Positive88.0%
Neutral4.6%
Negative7.4%
Written reviews666 reviews
Positive63.4%
Neutral12.5%
Negative24.2%

Simple Checkbook.

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Accounts 3 Checkbook

Reported bugs

4 issues
  • Sync issues between devices
  • Incorrect transaction recording
  • Crashing and freezing
  • Inability to change time of recurring transactions

Requested features

5 requests
  • Ability to view future recurring transactions
  • Option to duplicate transactions
  • Customizable report generation
  • Improved syncing between multiple devices
  • Direct contact with developer for support

Simple Checkbook.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Accounts 3 Checkbook

No in-app purchases

None

Simple Checkbook.

No in-app purchases

Questions

Is Accounts 3 Checkbook free?
Accounts 3 Checkbook costs $4.99, with no in-app purchases.
Is Simple Checkbook. free?
Simple Checkbook. costs $3.99, with no in-app purchases.
Which has better reviews, Accounts 3 Checkbook or Simple Checkbook.?
Accounts 3 Checkbook is rated higher. Accounts 3 Checkbook averages 4.5 out of 5 from 3.2K ratings, while Simple Checkbook. averages 4.0 from 4 ratings.
Do Accounts 3 Checkbook or Simple Checkbook. have ads?
Neither Accounts 3 Checkbook nor Simple Checkbook. shows ads.
Which is updated more often, Accounts 3 Checkbook or Simple Checkbook.?
Accounts 3 Checkbook ships an update every 2 weeks, and Simple Checkbook. fortnightly. Most recently, Accounts 3 Checkbook was updated on October 24, 2026 and Simple Checkbook. on October 24, 2026.
Which is more popular, Accounts 3 Checkbook or Simple Checkbook.?
Accounts 3 Checkbook currently peaks at #9 in the App Store charts, and Simple Checkbook. at #92. Chart position reflects recent download velocity rather than total install base.

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