Comparison

Accounts 3 Checkbook vs The Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts 3 Checkbook

Manage your personal finances with this intuitive checkbook replacement app. Track daily spending, schedule transactions, capture receipts, and generate reports. Offers secure login, cloud syncing, and data export options for comprehensive financial oversight.

Highlights
  • Touch and Face ID support
  • iCloud data syncing
  • Photo receipt capture
  • Recurring and split transactions
  • Graphs and reports
  • CSV, QIF, HTML export
  • AirPrint support
Features
Currently charting
Read full description

Top Selling Checkbook App Accounts 3 is an easy to use application to replace your paper checkbook. With the Accounts 3 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 3 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPhone Duo and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen or export your search results. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. Themes are now also available in dark mode. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via iCloud, Dropbox, or email. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 3 Lite version Please download the Accounts 3 Lite version to try before you buy.

About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
Read full description

Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

Screenshots

Accounts 3 Checkbook4 screens
The Checkbook4 screens

Verdict

The call

The clearest difference is in-app purchases: Accounts 3 Checkbook at none against The Checkbook's 2. Accounts 3 Checkbook also leads on chart position (#4 vs #55) and ratings volume (3.2K vs 999). The Checkbook's advantage is rating (4.8 vs 4.5) and review sentiment (76% vs 63%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Checkbook costs $4.99 and The Checkbook $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Accounts 3 Checkbook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

The Checkbook holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 3.2K and 999 respectively. Written reviews point the same way: 63% of Accounts 3 Checkbook's written reviews are positive against 76% of The Checkbook's.

UpkeepUpdate frequency

Accounts 3 Checkbook ships an update every 2 weeks, The Checkbook fortnightly. Both last shipped on November 7, 2026.

Scorecard7 real differences · 4 level
Accounts 3 Checkbook versus The Checkbook: the parameters behind the verdict, then further details
ParameterAccounts 3 CheckbookThe Checkbook
Price$4.99$4.99
Rating4.5 (3.2K ratings)4.8 (999 ratings) — better
Positive reviews63.4% of reviews76.1% of reviews — better
Number of ratings3.2K — better999
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree — better
Best chart rank#4 — better#55
DevicesiPhone, iPad — betteriPhone
Requires iOS26.016.4 — better
Further details — not scored
Size10 MB61 MB
Age rating4+4+
DeveloperSVT SoftwareFour One Four 213, LLC

Customer experience

Accounts 3 Checkbook

All ratings3,174 ratings
Positive88.0%
Neutral4.6%
Negative7.4%
Written reviews667 reviews
Positive63.4%
Neutral12.4%
Negative24.1%

The Checkbook

All ratings970 ratings
Positive95.3%
Neutral2.0%
Negative2.8%
Written reviews109 reviews
Positive76.1%
Neutral9.2%
Negative14.7%

User reviews

Accounts 3 Checkbook

From 3.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Helpful features
  • 🔒 Secure data storage
  • 💡 Recurring transactions
  • 🚀 Smooth syncing between devices

Room to improve

  • 🐛 Sync issues
  • 🐛 Incorrect transaction recording
  • 🐛 Crashing and freezing
  • 💡 Limited customization options
  • 🔒 Lack of customer support

The Checkbook

From 999 App Store ratings

What we love

  • 💻 Easy to use
  • 🔍 Helps track finances
  • 📱 Convenient mobile app
  • 🧮 Simple check register
  • 🔒 Secure with Face ID

Room to improve

  • 🔢 Limited account name length
  • 🔍 Difficult to view past transactions
  • 🔢 No custom currency options
  • 🐛 Data loss issues
  • 🚫 No iPad-optimized layout

Bugs and requests

Accounts 3 Checkbook

Reported bugs

4 issues
  • Sync issues between devices
  • Incorrect transaction recording
  • Crashing and freezing
  • Inability to change time of recurring transactions

Requested features

5 requests
  • Ability to view future recurring transactions
  • Option to duplicate transactions
  • Customizable report generation
  • Improved syncing between multiple devices
  • Direct contact with developer for support

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

In-app purchases

None

Accounts 3 Checkbook

No in-app purchases

2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year

Questions

Is Accounts 3 Checkbook free?
Accounts 3 Checkbook costs $4.99, with no in-app purchases.
Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Which has better reviews, Accounts 3 Checkbook or The Checkbook?
The Checkbook is rated higher. Accounts 3 Checkbook averages 4.5 out of 5 from 3.2K ratings, while The Checkbook averages 4.8 from 999 ratings.
Do Accounts 3 Checkbook or The Checkbook have ads?
Neither Accounts 3 Checkbook nor The Checkbook shows ads.
Which is updated more often, Accounts 3 Checkbook or The Checkbook?
Accounts 3 Checkbook ships an update every 2 weeks, and The Checkbook fortnightly. Most recently, Accounts 3 Checkbook was updated on November 7, 2026 and The Checkbook on November 7, 2026.
Which is more popular, Accounts 3 Checkbook or The Checkbook?
Accounts 3 Checkbook currently peaks at #4 in the App Store charts, and The Checkbook at #55. Chart position reflects recent download velocity rather than total install base.

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