Accounts 3 Checkbook User Reviews

Customer Experience

Positive experience64.1% of reviews
Neutral12.0% of reviews
Negative experience23.9% of reviews

~ Based on 568 written reviews from the US App Store.

What users say

Is Accounts 3 Checkbook Safe?

Accounts 3 Checkbook appears safe based on user ratings. AppsHunter Safety Score for Accounts 3 Checkbook is 90/100.

This assessment is based on 3,035 user ratings, with an App Store average of 4.5/5.

Safety Analysis

88.8% of ratings point to a safe experience
4.3% of ratings suggest some concerns
6.9% of ratings point to a risky experience

~ Based on 3,035 App Store ratings for Accounts 3 Checkbook.

Is Accounts 3 Checkbook Legit?

Accounts 3 Checkbook appears to be a legitimate app. AppsHunter Legitimacy Score for Accounts 3 Checkbook is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Dropbox backup

kimmiegirl#67, you can backup through Dropbox. Settings -> Coin stack in upper right corner -> Backup/Restore Options-> Backup/Restore via Dropbox. Hope this helps.

Acct 3 checkbook

Should face in the accounts

HELP!!!

I am having issues with my phone and Apple is saying that I need to reset my phone as a new phone and not from a iCloud backup but, I desperately do not want to lose all my Accounts 2 and 3 data. Is this possible to backup another way instead from iCloud? Please help?

Great app

Great app, I would have given 5 stars but I found two things very inconvenient. 1. The lack of ability to print a single transaction. 2. A note field in addition to the Memo field on a transaction. Many times a Memo field is for a summary of the transaction. A Note field is often needed to provide details of the transaction regarding a purchase. Just suggesting but otherwise the app is clean and not cluttered, very easy to use and does the job.
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Question

How do I reconcile a checking account? I see where you check the transactions, but where do you put the bank balance to reconcile with the bank?

Issues with syncing

I synced my iPad to the cloud on 08/25/2026. I tried to sync my iPhone to the cloud. It says the date of the cloud backup is 04/30/2026. And data does not match current data.

YTD Reports

Need YTD reports by category for taxes. Can this be done? Easy to obtain monthly but need option for YTD. (Date range) Thank you.

Good app

Have used this app for a long time now, I love its simplicity and if I could mark entries from my account area as reoccurring it would be nearly perfect!!! Love it

Missing data on iCloud and local storage

This afternoon, August 24, 2026, 17:35, I notice that my Account3 checkbook App and data had disappeared from my iPhone. I downloaded the app from the iStore but could not locate my data on iCloud. I am requesting assistance to locate and restore my data. What are my next steps?

Love it! Export recurring transactions idea

I’ve been using this app for years, and I love it! I use it every single day! I have confidence knowing where my money is going.

A feature request idea. I would like to be able to have a list of my upcoming bills. Could you export the recurring transactions into a list?

Is there a way to have both a budgeting app and an expense tracking app that’s looking at the same data? I would like to be able to have my budget for the month, and then be able to track my spending and see how my actual expenses are lining up with my budget.

Thank you!
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Love it

I love this app and have been using it for many years. Simple but exactly what I need!

One suggestion is the ability to add recurring transactions in the future. I want the date of the transaction to be the pay date but I would like it to be visible prior to that so I can see all the upcoming transactions. Thanks for any help you can provide!!
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Bad conversion from 2 to 3

Lost all my account info in the transition so cannot transfer from 2 to 3. And now cannot access account in 2.

What happened

I purchased this app and have used it for years with no issues and suddenly this week everything is gone! It has my balances but little to no information when I click into the accounts.

Reconcile feature improvement suggestion

I’ve been using Accounts as my check register for years and overall it works very well. One feature I’d really like to see improved is the Show Reconciled view.

When I select “Show Reconciled,” the register jumps all the way back to the original starting date of the account. Since I have years of transactions, I then have to scroll through a huge amount of history just to get back to recent activity.

It would be very helpful to have a date range option for reconciled transactions, such as Last 30 Days, Last 60 Days, Last 90 Days, or a custom date range. That would make it much easier to review or verify recently reconciled transactions without having to scroll through years of records.

Great app overall, and this would be a very useful quality-of-life improvement for long-time users.
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Excellent Checkbook App - Just Needs True Family Sync

My wife and I have been using Accounts 3 as our household checkbook for quite some time, and we genuinely love the app’s simple, traditional checkbook approach. We’ve already purchased the Premium version and would much rather continue using Accounts 3 than move to another financial app.

Our one significant limitation is iCloud syncing between two separate Apple/iCloud accounts. We currently use the Peer Email Sharing feature, with each of our email addresses configured for automatic sharing when a transaction is saved. It works, but it still requires the recipient to receive/open and post the transaction, so it isn’t a true shared, two-way database.

What we’d really love to see is the ability to designate one or more Accounts 3 accounts as shared accounts, allowing two people with separate Apple IDs/iCloud accounts to have read/write access to the same account. Ideally:

• I enter a transaction → it automatically appears on my wife’s device
• My wife enters a transaction → it automatically appears on mine
• Either of us can edit, delete, reconcile, or otherwise update transactions
• Changes synchronize automatically without email, Dropbox backup/restore, or manual importing
• Individual accounts could be shared rather than requiring the entire Accounts 3 database to be shared

I understand that Accounts 3’s current iCloud Sync is designed around a single iCloud account, while Apple’s iCloud/CloudKit platform supports sharing records between different iCloud users.

Is true two-way/shared-account synchronization between separate Apple IDs something SVT Software is considering or currently working on?

If so, we’d love to know whether it is on the roadmap. If not, I would strongly encourage SVT to consider it. It seems like a natural evolution of Accounts 3 and would solve what I suspect is a very common use case for married couples and families.

We really like Accounts 3 and would much rather see this capability added than have to move to a subscription-based budgeting app simply to get shared synchronization.

Thank you for continuing to support and improve such a great checkbook app!
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Transaction Sharing by email Stopped Working

Hello,

I am having a problem with the email backup/restore function in Accounts 3.

I have been using Accounts 3 for years and routinely transfer my updated database from one iPhone to another by creating a backup and sending it by email.

Recently, the email restore stopped working.

The backup is being created successfully from the phone containing the newest data. On the other phone, when I open the backup attachment, Accounts 3 says that it is overwriting the database, then closes and reopens. However, the old database remains unchanged.

I tested the exact same current database using Dropbox. The Dropbox restore worked successfully and all of the newest data appeared on the other phone.

Therefore, the backup/database itself is good. The problem appears to be specifically with the email restore function.

Could you please investigate this issue and let me know if there is a workaround or an update planned to fix it? BTW, I’m on iOS 26.6 & the latest Accounts 3 software
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Issue

I’m having an issue with my Account 3 not letting me add an account and let me open it . Not sure what happened. It was working great. I love the app. Please help. Will I ever be able to use my Accounts 3 app again because it’s still not working!!!!

Update

Is there a software update coming?

Great app

Great app, I have used it for years, I just wish you could import data from a CSV file so I could include all of the years of data I have in spreadsheets before I started using this app. Fast and perfect for my needs.

Outstanding

8+ Years, simplicity works. One request, the ability to hide closed accounts.