STB Pay vs Fancy By BTE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STB Pay
Easily and securely manage your finances on the go. View transaction history and make payments to merchants accepting this new payment method. Requires prior registration with STB Pay and a Tunisian bank card.
- Secure transaction history viewing
- Merchant payments
- 24/7 accessibility
- Easy registration process
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Ce service de STB vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement. Pour bénéficier de tous les avantages de cette application, vous devez au préalable être inscrit au service STB Pay via l'application et porteur d’une carte bancaire tunisienne. Cette application vous est offerte gratuitement par STB Pay.
Fancy By BTE
Manage your finances with a secure Buy Now, Pay Later app. Split purchases into manageable installments, apply for a card digitally, and track your spending in real-time. Enjoy a flexible and transparent payment experience directly from your smartphone.
- Pay in installments (BNPL)
- Easy card application
- Real-time tracking
- Simple card activation
- Full payment control
- Banking-level security
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Discover Fancy by BTE, the Buy Now, Pay Later (BNPL) app that gives you more flexibility and control over your spending. With Fancy, enjoy a seamless and secure way to split your payments and manage your finances directly from your smartphone. Key Features - Pay in installments (BNPL) Split your purchases into manageable payments with ease. - Easy card application Apply for your Fancy card directly through the app in just a few steps. - Real-time tracking Monitor your available limit, transactions, and upcoming payments anytime. - Simple card activation Activate your card after collecting it from your BTE branch. - Full control Manage your payments and usage with complete transparency. Why choose Fancy? Secure Your data and transactions are protected with banking-level security. Fast & simple A smooth and intuitive user experience designed to save you time. 100% digital Access and manage everything from your mobile. Flexible Adapt your payments to your budget. How it works 1. Download the Fancy app 2. Apply for your card 3. Collect your card from your BTE branch 4. Activate it through the app 5. Start paying in installments Get started now! Download Fancy by BTE today and experience a smarter, more flexible way to pay.
Screenshots
Verdict
The clearest difference is rating: STB Pay at 4.0 against Fancy By BTE's 1.0. STB Pay also leads on update cadence (every 3 weeks vs every 4 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STB Pay holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
STB Pay ships an update every 3 weeks, Fancy By BTE every 4 months. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.
| Parameter | STB Pay | Fancy By BTE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) — better | 1.0 (1 ratings) |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 65 MB | 44 MB |
| Age rating | 4+ | 17+ |
| Developer | PixelsTrade | Banque de Tunisie et des Émirats |
In-app purchases
STB Pay
No in-app purchases
Fancy By BTE
No in-app purchases
